3318 View Valley Trl, Katy, TX 77493 Property Records

Harris County property record for 3318 View Valley Trl, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,771 sqft · built 2016
Lot Size	0.122 acres (5,302 sqft)
Owner	Individual Name on File
Last Sale	$319,200 (Aug 2021)
Tax Bill	$7,487 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135-448-001-0016`

Property Details

APN / Parcel Number

Primary APN	`135-448-001-0016`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,771 sqft Living Area
1st Floor Area	1,625 sqft
Game Room	Game Room

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	5,302 sqft (0.122 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1354480010016
Street Address	3318 VIEW VALLEY TRL
City	KATY
State	TX
Zip	77493-4443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 16 BLK 1 MORTON CREEK RANCH SEC 8
Legal Subdivision	MORTON CREEK RANCH SEC 8
Legal Block	1
Legal Lot Number	16
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2109
Census Tract	542902

Owner

3318 View Valley Trl is owned and occupied by an individual who bought it in August 2021.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3318 VIEW VALLEY TRL, KATY, TX 77493-4443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 26, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Sep 15, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2021 · Amount on File
Deed Sale	Aug 19, 2021 · Amount on File
Prior Sale	Nov 29, 2016 · Amount on File
Deed Document Number	2021471972
Prior Transfer Date	Nov 23, 2016
Prior Transfer Doc	0000534709
Record Updated	Oct 29, 2026

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Aug 19, 2021
Property Address	3318 VIEW VALLEY TRL, KATY, TX 77493-4443
Document Number	2021471972
Map Reference	MF 664119
Instrument Date	Aug 18, 2021
Instrument	2021-471972
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	KEY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 VIEW VALLEY TRL, KATY, TX 77493-4443

Mortgage

Document Number	2021471973
Date	Aug 19, 2021
Instrument	2021-471973

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	3318 VIEW VALLEY TRL, KATY, TX 77493-4443
Document Number	0000477089
Instrument Date	Sep 26, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO (HOUSTON)

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 VIEW VALLEY TRL KATY TX 774934443, KATY, TX 77493-4443

Mortgage

Document Number	0000477089
Date	Oct 6, 2020
Instrument	477089

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	240 Months
Due	Oct 5, 2040

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	3318 VIEW VALLEY TRL, KATY, TX 77493-4443
Document Number	0000460537
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 VIEW VALLEY TRL KATY TX 774934443, KATY, TX 77493-4443

Mortgage

Document Number	0000460537
Date	Sep 29, 2020
Instrument	460537

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 28, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 3318 View Valley Trl was $7,487 with a homeowner's exemption, up 59.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,485 (-0.64%) Land $65,393 Building $258,092	$323,485 (-0.64%) Land $65,393 Building $258,092
2025	$7,487.00 (+59.6%) Homeowner's exemption	$325,574 Land $65,393 Building $260,181	$325,574 Land $65,393 Building $260,181
2024	$4,691.00
2023		$393,483 Land $65,393 Building $328,090	$393,483 Land $65,393 Building $328,090
2022	$4,317.00
2020	$4,522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3318 View Valley Trl in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,172 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,172 in force
Nearby Flood Claims	14 (2016–2024)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 3 claims Hurricane Harvey, Aug 2017 · 9 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3318 View Valley Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 432 serves 4,782 people · EPA ID TX1013378
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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