3318 Sincerity Rd, Monroe, NC 28110 Property Records

Union County property record for 3318 Sincerity Rd, Monroe, NC 28110

Property Summary

Property TypeSingle Family Home
Details2,510 sqft · built 2021
Lot Size1.42 acres (61,855 sqft)
Owner2 Individual Names on Record
Last Sale$533,000 (Apr 2025)
Tax Bill$2,851 (2025)
Deeds & MortgagesApr 2025 Sale & Mortgage
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-078-037

Property Details

APN / Parcel Number

Primary APN08-078-037

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,510 sqft Total Area
1st Floor Area2,086 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Lot Area61,855 sqft (1.42 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3318 SINCERITY RD
CityMONROE
StateNC
Zip28110-0685
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 SABELLA ESTATES MP1 OPCP718-720
Legal SubdivisionSABELLA ESTATES SUBDIVISION
Legal Lot Number7
JurisdictionUNION NC
Township / Civil DivisionGOOSE CREEK
Census Block Group3
Census Block3028
Census Tract20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3318 SINCERITY RD, MONROE, NC 28110-0685
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2025Warranty Deed, Transfer · Conventional Mortgage
HOWARD HANNA MORTGAGE SERVICES INC
Jan 28, 2022Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2025 · Amount on Record
Deed SaleApr 30, 2025 · Amount on Record
Prior SaleJan 28, 2022 · Amount on Record
Deed Document Number202510565
Deed Book / Page9109 / 70
Record UpdatedOct 29, 2026

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateApr 30, 2025
Property Address3318 SINCERITY RD, MONROE, NC 28110-0685
Document Number0000910970
Book / Page9109 / 70
Map ReferenceCAB P FILE 718
Instrument DateApr 23, 2025
Instrument10565
Transaction TypeTransfer
Record UpdatedMar 31, 2026
Title CompanyMASTER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,066.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010566
DateApr 30, 2025
Instrument10566
Lender
NameHOWARD HANNA MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJan 28, 2022
Property Address3318 SINCERITY RD, MONROE, NC 28110-0685
Document Number0008385842
Book / Page8385 / 842
Map ReferenceCAB P FILE 718
Instrument DateJan 28, 2022
Instrument3602
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,023.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3318 SINCERITY RD, MONROE, NC 28110-0685

Mortgage

Document Number0000003603
DateJan 28, 2022
Instrument3603
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$584,000 (-) Land $95,000 Building $489,000$584,000 (-) Land $95,000 Building $489,000
2025$2,851.00 (+19.94%)$584,000 (+59.52%) Land $95,000 Building $489,000$584,000 (+59.52%) Land $95,000 Building $489,000
2023$2,377.00$366,100 Land $48,000 Building $318,100$366,100 Land $48,000 Building $318,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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