3318 Silver Ridge Dr, Gainesville, GA 30507 Property Records

Hall County property record for 3318 Silver Ridge Dr, Gainesville, GA 30507

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,646 sqft · built 2006
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jul 2022)
Tax Bill	$3,102 (2026)
Deeds & Mortgages	Apr 2025 Mortgage Nov 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-015I-000-031`

Property Details

APN / Parcel Number

Primary APN	`15-015I-000-031`
Alternative APN	`75033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,646 sqft Heated Area
1st Floor Area	1,646 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Rustic
Exterior Material	Vinyl
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	35,284 sqft (0.81 acres)
Garage Area	399 sqft
Porch	Slab
Porch Area	118 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Account Number	75033
Street Address	3318 SILVER RIDGE DR
City	GAINESVILLE
State	GA
Zip	30507-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SILVER RIDGE S/D UNIT 1 LT 123
Legal Subdivision	SILVER RIDGE
Legal Lot Number	123
Legal Unit	1
Jurisdiction	HALL GA
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1000
Census Tract	1202

Owner

Source: Hall County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3318 SILVER RIDGE DR, GAINESVILLE, GA 30507-5502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage MYGEORGIA CREDIT UNION
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit MYGEORGIA CREDIT UNION
Jul 20, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Jul 20, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Prior Sale	Feb 22, 2007 · Amount on Record
Deed Document Number	20226728
Deed Book / Page	9170 / 263
Prior Transfer Date	Jul 20, 2022
Prior Transfer Doc	0091700263
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	3318 SILVER RIDGE DR, GAINESVILLE, GA 30507-5502
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 SILVER RIDGE DR, GAINESVILLE, GA 30507-5502

Mortgage

Document Number	0096360000000207
Date	Apr 8, 2025
Book Page	0000009636/0000000207

Lender

Name	MYGEORGIA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2040

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	3318 SILVER RIDGE DR, GAINESVILLE, GA 30507-5502
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 SILVER RIDGE DR, GAINESVILLE, GA 30507-5502

Mortgage

Document Number	0097550000000253
Date	Nov 17, 2025
Book Page	0000009755/0000000253

Lender

Name	MYGEORGIA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2040

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Jul 20, 2022
Property Address	3318 SILVER RIDGE DR, GAINESVILLE, GA 30507-5502
Document Number	0091700263
Book / Page	9170 / 263
Instrument Date	Jul 20, 2022
Instrument	2022-006728
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 SILVER RIDGE DR, GAINESVILLE, GA 30507-5502

Mortgage

Document Number	0091700000000269
Date	Jul 28, 2022
Book Page	0000009170/0000000269

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Jul 20, 2022
Property Address	3318 SILVER RIDGE DR, GAINESVILLE, GA 30507-5502
Document Number	0091700263
Book / Page	9170 / 263
Instrument Date	Jul 20, 2022
Instrument	2022-006728
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 SILVER RIDGE DR, GAINESVILLE, GA 30507-5502

Mortgage

Document Number	0009170269
Date	Jul 20, 2022
Instrument	9170/269

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,102.00 (+2.14%)	$122,800 (+1.05%) Land $20,560 Building $102,240	$307,000 (+1.05%) Land $51,400 Building $255,600
2025	$3,037.00 (+3.69%)	$121,520 (+13.87%) Land $20,560 Building $100,960	$303,800 (+13.87%) Land $51,400 Building $252,400
2023	$2,929.00 (+18.3%)	$106,720 (+17.17%) Land $16,240 Building $90,480	$266,800 (+17.17%) Land $40,600 Building $226,200
2022	$2,476.00 Homeowner's exemption	$91,080 Land $11,880 Building $79,200	$227,700 Land $29,700 Building $198,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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