3318 Ridgeview Rd, Valdese, NC 28690 Property Records

Burke County property record for 3318 Ridgeview Rd, Valdese, NC 28690

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,620 sqft · built 1963
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Aug 2014)
Tax Bill	$1,235 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2742062340`

Property Details

APN / Parcel Number

Primary APN	`2742062340`
Alternative APN	`13180`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	972 sqft
Finished Basement	324 sqft
Unfinished Basement	972 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	33,977 sqft (0.78 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	620 sqft
Porch	Slab
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3318 RIDGEVIEW RD
City	VALDESE
State	NC
Zip	28690-9644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	3318 RIDGEVIEW RD VALDESE, NC 28690
Legal Subdivision	MINERAL SPRINGS MOUNTAIN DEVELOPMENT
Jurisdiction	BURKE NC
Township / Civil Division	LOVELADY
Census Block Group	3
Census Block	3007
Census Tract	21201

Owner

3318 Ridgeview Rd is owned and occupied by two individuals who acquired it in December 2020.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3318 RIDGEVIEW RD, VALDESE, NC 28690-9644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Dec 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage TRUIST BANK
Feb 19, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 8, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Dec 19, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2014 · Amount on File
Deed Sale	Aug 8, 2014 · Amount on File
Deed Document Number	20146344
Deed Book / Page	2148 / 741
Last Transfer Date	Dec 3, 2020
Transfer Doc	0025060320
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	3318 RIDGEVIEW RD, VALDESE, NC 28690-9644
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 RIDGEVIEW RD, VALDESE, NC 28690-9644

Mortgage

Document Number	0028350247
Date	Oct 24, 2025
Book Page	2835/247
Instrument	2025008865

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Dec 9, 2020
Property Address	3318 RIDGEVIEW RD, VALDESE, NC 28690-9644
Document Number	0025060320
Book / Page	2506 / 320
Instrument Date	Dec 3, 2020
Instrument	2017047947
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 RIDGEVIEW RD, VALDESE, NC 28690-9644

Mortgage

Document Number	2017047948
Date	Dec 9, 2020
Instrument	2017047948

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 19, 2020
Property Address	3318 RIDGEVIEW RD, VALDESE, NC 28690-9644
Document Number	0024500069
Book / Page	002450 / 000069
Instrument Date	Feb 7, 2020
Instrument	37390
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 RIDGEVIEW RD VALDESE NC 286909644, VALDESE, NC 28690-9644

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	3318 RIDGEVIEW RD, VALDESE, NC 28690-9644
Document Number	0023950296
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 RIDGEVIEW RD VALDESE NC 286909644, VALDESE, NC 28690-9644

Mortgage

Document Number	0023950296
Date	Mar 28, 2019
Book Page	002395/000296
Instrument	26143

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Dec 19, 2018
Property Address	3318 RIDGEVIEW RD, VALDESE, NC 28690-9644
Document Number	0023800836
Book / Page	002380 / 000836
Instrument Date	Dec 19, 2018
Instrument	23048
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 RIDGEVIEW RD VALDESE NC 286909644, VALDESE, NC 28690-9644

Tax Assessment & Valuation

The 2026 property tax bill for 3318 Ridgeview Rd was $1,235, up 0.4% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,235.00 (+0.41%)	$172,536 (-) Land $36,441 Building $136,095	$172,536 (-) Land $36,441 Building $136,095
2025	$1,230.00	$172,536 Land $36,441 Building $136,095	$172,536 Land $36,441 Building $136,095
2023	$1,235.00	$172,536 Land $36,441 Building $136,095	$172,536 Land $36,441 Building $136,095

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3318 Ridgeview Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3318 Ridgeview Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Ridgeview Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures