3318 Ridge View Ln, Blanchard, OK 73010 Property Records

McClain County property record for 3318 Ridge View Ln, Blanchard, OK 73010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,751 sqft · built 2003
Lot Size	2.24 acres (97,574 sqft)
Owner	2 Individual Names on File
Last Sale	$372,500 (Aug 2020)
Tax Bill	$5,129 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14277`

Property Details

APN / Parcel Number

Primary APN	`14277`
Alternative APN	`0PRG-00-001-002-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,751 sqft Living Area
1st Floor Area	2,474 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	97,574 sqft (2.24 acres)
Garage Type	Attached
Garage Area	710 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Slab
Porch Area	24 sqft
Patio Area	340 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14277
Street Address	3318 RIDGE VIEW LN
City	BLANCHARD
State	OK
Zip	73010-7523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 1 LOT 2 PINE RIDGE ADDITION
Legal Range	04W
Legal Township	08N
Legal Section	28
Legal Subdivision	PINE RIDGE
Legal Block	1
Legal Lot Number	2
Jurisdiction	MCCLAIN OK
Township / Civil Division	NEWCASTLE-BLANCHARD
Census Block Group	2
Census Block	2035
Census Tract	400103

Owner

3318 Ridge View Ln is owned and occupied by two individuals who bought it in August 2020.

Source: McClain County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3318 RIDGE VIEW LN, BLANCHARD, OK 73010-7523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Construction Mortgage OKLAHOMA EDUCATORS CREDIT UNION
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit OKLAHOMA EDUCATORS CU
Aug 20, 2020	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2020 · Amount on File
Deed Sale	Aug 20, 2020 · Amount on File
Prior Sale	Oct 3, 2003 · Amount on File
Deed Document Number	20208831
Deed Book / Page	2644 / 696
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCLAIN OK
Recording Date	Jul 29, 2026
Property Address	3318 RIDGE VIEW LN, BLANCHARD, OK 73010-7523
Document Number	0000008792
Book / Page	3108 / 821
Instrument Date	Jul 20, 2026
Instrument	20268792
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	ELEMENT TITLE LLC, ELEMENT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 RIDGE VIEW LN, BLANCHARD, OK 73010-7523

Mortgage

Document Number	0000008792,
Date	Jul 29, 2026
Book Page	3108/821
Instrument	20268792

Lender

Name	OKLAHOMA EDUCATORS CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.47%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCLAIN OK
Property Address	3318 RIDGE VIEW LN, BLANCHARD, OK 73010-7523
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	AMERICAN EAGLE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 RIDGE VIEW LN, BLANCHARD, OK 73010-7523

Mortgage

Document Number	00002891/1
Date	Oct 26, 2023
Book Page	2891/1
Instrument	I-2023-012821

Lender

Name	OKLAHOMA EDUCATORS CU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCLAIN OK
Recording Date	Aug 20, 2020
Property Address	3318 RIDGE VIEW LN, BLANCHARD, OK 73010-7523
Document Number	002644/696
Book / Page	2644 / 696
Instrument Date	Aug 14, 2020
Instrument	2020-008831
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	MARIAN ABSTRACT COMPANY, AMERICAN ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$558.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3318 RIDGE VIEW LN, BLANCHARD, OK 73010-7523

Mortgage

Document Number	2020008832
Date	Aug 20, 2020
Instrument	2020-008832

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3318 Ridge View Ln was $5,129 with a homeowner's exemption, up 0.1% from the year before.

Source: McClain County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Blanchard City
County	McClain County
Unified School District	Blanchard Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,245 (+3%) Land $9,854 Building $37,391	$429,500 (-2.47%) Land $89,584 Building $339,916
2025	$5,129.00 (+0.08%) Homeowner's exemption	$45,869 (+3%) Land $9,567 Building $36,302	$440,355 (+0.78%) Land $94,080 Building $346,275
2024	$5,125.00 (+6.09%) Homeowner's exemption	$44,533 (+3%) Land $9,289 Building $35,244	$436,958 (+6.61%) Land $94,080 Building $342,878
2023	$4,831.00 Homeowner's exemption	$43,236 Land $8,246 Building $34,990	$409,859 Land $78,400 Building $331,459

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3318 Ridge View Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3318 Ridge View Ln is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 43% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEC Fiber Fiber	1,000 / 1,000
Pioneer Telephone Cooperative Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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