Hillsborough County property record for 3318 Pine Top Dr, Valrico, FL 33594
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 2002 |
| Lot Size | 0.164 acres (7,150 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Apr 2024) |
| Tax Bill | $6,669 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 085740-1452 |
| Primary APN | 085740-1452 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 2,222 sqft |
| 1st Floor Area | 1,400 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,150 sqft (0.164 acres) |
| Lot Dimensions | 110 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 260 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 422 sqft |
| Deck Area | 314 sqft |
| Patio Area | 654 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0857401452 |
|---|---|
| Street Address | 3318 PINE TOP DR |
| City | VALRICO |
| State | FL |
| Zip | 33594-7616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | SOMERSET TRACT B LOT 56 BLOCK B |
| Legal Range | 21E |
| Legal Township | 29S |
| Legal Section | 20 |
| Legal Subdivision | SOMERSET TRACT B |
| Legal Tract | B |
| Legal Block | B |
| Legal Lot Number | 56 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 12209 |
3318 Pine Top Dr is owned by two individuals who bought it in April 2024.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10650 MYSTIC SEAFLOOR DR, 440, RIVERVIEW, FL 33578-5045 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2024 | Warranty Deed, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK |
| Oct 28, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage GROW FINANCIAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2024 · Amount on File |
| Deed Sale | Apr 24, 2024 · Amount on File |
| Prior Sale | Oct 28, 2022 · Amount on File |
| Deed Document Number | 2024165192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 24, 2024 |
| Property Address | 3318 PINE TOP DR, VALRICO, FL 33594-7616 |
| Document Number | 0000165192 |
| Map Reference | MB 89 PG 26 |
| Instrument Date | Apr 15, 2024 |
| Instrument | 2024165192 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Title Company | FLORIDA TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,485.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3318 PINE TOP DR, VALRICO, FL 33594-7616 |
| Name | Verified Name |
|---|---|
| Address | 10650 MYSTIC SEAFLOOR DR APT 440, 440, RIVERVIEW, FL 33578-5045 |
| Document Number | 0000165193 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 2024165193 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Number | 0000165194 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 2024165194 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2034 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Oct 28, 2022 |
| Property Address | 3318 PINE TOP DR, VALRICO, FL 33594-7616 |
| Document Number | 0000516734 |
| Map Reference | MB 89 PG 26 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 2022516734 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2022 |
| Title Company | SUNSTAR TITLE COMPANY LLC, SUNSET PARK TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,219.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6194 FOWLER RD, 6194, ENON, OH 45323-9729 |
| Name | Verified Name |
|---|---|
| Address | 3318 PINE TOP DR, VALRICO, FL 33594-7616 |
| Document Number | 0000516735 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 2022516735 |
| Name | GROW FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Max Rate | 11.1% |
The 2025 property tax bill for 3318 Pine Top Dr was $6,669.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,642 (-1.19%) Land $90,162 Building $232,480 | $322,642 (-1.19%) Land $90,162 Building $232,480 | |
| 2025 | $6,669.00 | $326,538 Land $90,162 Building $236,376 | $326,538 Land $90,162 Building $236,376 |
| 2023 | $5,024.00 (+4.71%) Homeowner's exemption | $290,495 (+4.14%) Land $90,162 Building $200,333 | $290,495 (+4.14%) Land $90,162 Building $200,333 |
| 2022 | $4,798.00 | $278,956 Land $76,290 Building $202,666 | $278,956 Land $76,290 Building $202,666 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3318 Pine Top Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 4 (2014–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3318 Pine Top Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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