3318 Monoco Dr, Spring Hill, TN 37174 Property Records

Williamson County property record for 3318 Monoco Dr, Spring Hill, TN 37174

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,294 sqft · built 2006
Lot Size	0.239 acres (10,395 sqft)
Owner	Individual Name on Record
Last Sale	$193,140 (May 2006)
Tax Bill	$2,605 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`170H-C-023.00-000`

Property Details

APN / Parcel Number

Primary APN	`170H-C-023.00-000`
Alternative APNs	`094170H C 02300` `247109`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,294 sqft Living Area
Gross Area	2,712 sqft
1st Floor Area	938 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,395 sqft (0.239 acres)
Lot Dimensions	165 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	418 sqft
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	84 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3318 MONOCO DR
City	SPRING HILL
State	TN
Zip	37174-1553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD HAYNES CROSSING SEC 3-C PB 42 PG 3 LOT 0228
Legal Subdivision	HAYNES CROSSING
Legal Lot Number	0228
Jurisdiction	WILLIAMSON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2028
Census Tract	51207

Owner

Source: Williamson County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3318 MONOCO DR, SPRING HILL, TN 37174-1553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage ASCEND FCU
May 1, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage ASCEND FCU
Oct 6, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2006 · Amount on Record
Deed Sale	May 18, 2006 · Amount on Record
Deed Document Number	200623082
Deed Book / Page	3912 / 859
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MAURY TN
Recording Date	May 2, 2023
Property Address	3318 MONOCO DR, SPRING HILL, TN 37174-1553
Document Number	00R2917169
Book / Page	2917 / 169
Map Reference	MB P42 PG 3
Instrument Date	Apr 26, 2023
Instrument	23005601
Transaction Type	Transfer
Record Updated	May 11, 2023
Title Company	HOMELAND TITLE, HOMELAND TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 MONOCO DR, SPRING HILL, TN 37174-1553

Mortgage

Document Number	0R23005602
Date	May 2, 2023
Instrument	23005602

Lender

Name	ASCEND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Change Frequency	5 Years
Index	5-Year TN
Margin	2

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILLIAMSON TN
Recording Date	May 1, 2023
Property Address	3318 MONOCO DR, SPRING HILL, TN 37174-1553
Document Number	0092420377
Book / Page	9242 / 377
Map Reference	MB P16 PG 39
Instrument Date	Apr 26, 2023
Instrument	23011802
Transaction Type	Transfer
Record Updated	May 11, 2023
Title Company	HOMELAND TITLE, HOMELAND TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 BIANCA DRIVE, SPRING HILL, TN 37174

Mortgage

Document Number	0023011803
Date	May 1, 2023
Instrument	23011803

Lender

Name	ASCEND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	5-Year CMT
Margin	2
Max Rate	11.6%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	3318 MONOCO DR, SPRING HILL, TN 37174-1553
Document Number	0072110280
Book / Page	007211 / 000280
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3318 MONOCO DR SPRING HILL TN 371742842, SPRING HILL, TN 37174-2842

Mortgage

Document Number	0072110280
Date	Oct 23, 2017
Book Page	007211/000280
Instrument	43494

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2047

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Spring Hill City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,605.00 (+23.05%)	$129,650 (+57.29%) Land $30,000 Building $99,650	$518,600 (+57.29%) Land $120,000 Building $398,600
2024	$2,117.00
2023	$2,117.00	$82,425 (-) Land $15,000 Building $67,425	$329,700 (-) Land $60,000 Building $269,700
2022	$2,117.00	$82,425 Land $15,000 Building $67,425	$329,700 Land $60,000 Building $269,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING HILL WATER DEPT serves 65,840 people · EPA ID TN0000667
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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