Polk County property record for 3318 Lynn Rd, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 2,744 sqft · built 1926 |
| Lot Size | 18.3 acres (800,633 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,193 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | P48-110 |
| Primary APN | P48-110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,744 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Material | Clay Tile |
| Lot Area | 800,633 sqft (18.3 acres) |
| Garage Area | 520 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 512 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 6232 |
|---|---|
| Street Address | 3318 LYNN RD |
| City | TRYON |
| State | NC |
| Zip | 28782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMBINED 7.5 ACRES FROM, P48-109, 0T69 TRYON AREA 69 |
| Legal Subdivision | TRYON AREA 69 |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 920304 |
Source: Polk County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 100, TRYON, NC 28782-0100 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Document Number | 0003251479 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 3318 LYNN RD, TRYON, NC 28782 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 425/1244 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 425/1244 |
| Instrument | 004641090015 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Polk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,193.00 (+14.58%) | $1,622,263 (+39.8%) Land $407,600 Building $1,214,663 | $1,622,263 (+39.8%) Land $407,600 Building $1,214,663 |
| 2023 | $8,023.00 | $1,160,426 Land $352,840 Building $807,586 | |
| 2021 | $1,160,426 Land $352,840 Building $807,586 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1984–2018) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | May 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRYON serves 5,494 people · EPA ID NC0175010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Pangaea Internet Fiber | 500 / 500 |
| Skyrunner Fixed Wireless | 500 / 250 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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