3318 Laurel Oak Ln, Gastonia, NC 28056 Property Records

Gaston County property record for 3318 Laurel Oak Ln, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,403 sqft · built 2021
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$444,500 (Nov 2021)
Tax Bill	$5,311 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`304999`

Property Details

APN / Parcel Number

Primary APN	`304999`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,403 sqft Heated Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	3318 LAUREL OAK LN
City	GASTONIA
State	NC
Zip	28056-0011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BETHESDA OAKS LOT 261 PLAT BOOK 093 PAGE 061
Legal Subdivision	BETHESDA OAKS
Legal Lot Number	261
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	2
Census Block	2000
Census Tract	32507

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3318 LAUREL OAK LN, GASTONIA, NC 28056-0011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 30, 2021	Special Warranty Deed, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Deed Book / Page	5290 / 1756
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	3318 LAUREL OAK LN, GASTONIA, NC 28056-0011
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 LAUREL OAK LN, GASTONIA, NC 28056-0011

Mortgage

Document Number	0054430189
Date	Oct 30, 2023
Book Page	5443/189

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Nov 30, 2021
Property Address	3318 LAUREL OAK LN, GASTONIA, NC 28056-0011
Document Number	0052901756
Book / Page	5290 / 1756
Map Reference	MB 93 PG 61&62
Instrument Date	Nov 30, 2021
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$889.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6701 CARMEL RD, CHARLOTTE, NC 28226-3983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 LAUREL OAK LN, GASTONIA, NC 28056-0011

Mortgage

Document Number	0052901762
Date	Nov 30, 2021
Instrument	5290/1762

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,311.00 (-0.71%)	$496,880 (+0.31%) Land $47,000 Building $449,880
2023	$5,349.00	$495,350 Land $47,000 Building $448,350
2021			$47,000 Land $47,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINGS GRANT S/D private · serves 460 people · EPA ID NC0136211
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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