3318 Kirkwall Dr, Summerville, SC 29485 Property Records

Charleston County property record for 3318 Kirkwall Dr, Summerville, SC 29485

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,460 sqft · built 2018
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$231,185 (Feb 2018)
Tax Bill	$949 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`388-13-00-413`

Property Details

APN / Parcel Number

Primary APN	`388-13-00-413`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,460 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached

Location & Zoning

Street Address	3318 KIRKWALL DR
City	SUMMERVILLE
State	SC
Zip	29485-9036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -BUCKSHIRE PHASE ONE DESCRIPTION -LOT 172
Legal Subdivision	BUCKSHIRE PHASE ONE
Legal Phase	1
Legal Lot Number	172
Jurisdiction	CHARLESTON SC
Township / Civil Division	NORTH CHARLESTON
Census Block Group	1
Census Block	1087
Census Tract	3106

Owner

3318 Kirkwall Dr is owned and occupied by two individuals who bought it in February 2018.

Source: Charleston County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3318 KIRKWALL DR, SUMMERVILLE, SC 29485-9036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2018 · Amount on File
Deed Sale	Feb 7, 2018 · Amount on File
Prior Sale	Aug 18, 2016 · Amount on File
Deed Book / Page	697 / 341
Record Updated	Oct 29, 2026

February 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Feb 7, 2018
Property Address	3318 KIRKWALL DR, SUMMERVILLE, SC 29485-9036
Document Number	0697/0341
Book / Page	000697 / 000341
Instrument Date	Feb 1, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.18
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3318 KIRKWALL DR SUMMERVILLE SC 29485, SUMMERVILLE, SC 29485

Mortgage

Document Number	697/0342
Date	Feb 7, 2018
Book Page	000697/000342

Lender

Name	NATION ONE MTG
Type	Mortgage Company
Address	MARLTON, NJ 08053

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3318 Kirkwall Dr was $949, up 7.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$949.00 (+7.47%)	$265,650 (+2,775%) Land $34,500 Building $231,150	$406,400 Land $60,000 Building $346,400
2024	$883.00	$9,240
2022	$816.00	$9,240	$231,000 Land $30,000 Building $201,000
2020			$231,000 Land $30,000 Building $201,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3318 Kirkwall Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3318 Kirkwall Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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