3318 Harmony Ln, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3318 Harmony Ln, Cincinnati, OH 45248

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,204 sqft · built 1956
Lot Size0.208 acres (9,104 sqft)
OwnerIndividual Name on Record
Last Sale$142,000 (Mar 2018)
Tax Bill$3,414 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN550-0162-0099-00

Property Details

APN / Parcel Number

Primary APN550-0162-0099-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,204 sqft Living Area
1st Floor Area1,204 sqft
Basement Area1,204 sqft

Exterior

Year BuiltBuilt 1956
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area9,104 sqft (0.208 acres)
Lot Dimensions140 ft deep x 65 ft wide
Garage TypeDetached
Parking Spaces3 Parking Spaces
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3318 HARMONY LN
CityCINCINNATI
StateOH
Zip45248-4217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY LN 65 X 140 LOT 41 GREEN ACS BLK L SEC 1
Legal SubdivisionGREEN ACRES
Legal BlockL
Legal Lot Number41
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group2
Census Block2003
Census Tract21003

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3318 HARMONY LN, CINCINNATI, OH 45248-4217
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2023Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Mar 1, 2018Warranty Deed, Transfer · Conventional with PMI
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2018 · Amount on Record
Deed SaleMar 1, 2018 · Amount on Record
Prior SaleJul 10, 2014 · Amount on Record
Deed Document Number0000017531
Deed Book / Page013615 / 001930
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3318 HARMONY LN, CINCINNATI, OH 45248-4217
Transaction TypeMortgage
Record UpdatedDec 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3318 HARMONY LN, CINCINNATI, OH 45248-4217
InvestorPossibly a Property Investor

Mortgage

Document Number0000080517
DateNov 14, 2023
Book Page15042/293
Instrument2023-0080517
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueOct 25, 2053

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMar 1, 2018
Property Address3318 HARMONY LN, CINCINNATI, OH 45248-4217
Document Number0000017531
Book / Page013615 / 001930
Instrument DateFeb 28, 2018
Instrument17531
Transaction TypeTransfer
Record UpdatedMay 1, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$426.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3318 HARMONY LN CINCINNATI OH 452484217, CINCINNATI, OH 45248-4217

Mortgage

Document Number17532
DateMar 1, 2018
Book Page013615/001932
Instrument17532
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 29, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,414.00 (+2.15%)$65,261 (+%) Land $12,967 Building $52,294
2024$3,342.00 (+0.15%)$65,260 (-) Land $12,967 Building $52,293
2023$3,337.00 (-2.99%)$65,260 (+14.23%) Land $12,967 Building $52,293$186,460 (+14.24%) Land $37,050 Building $149,410
2022$3,440.00 Homeowner's exemption$57,128 Land $11,589 Building $45,539
2020$163,220 Land $33,110 Building $130,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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