3318 Golfers Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3318 Golfers Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,944 sqft · built 1989
Lot Size0.237 acres (10,317 sqft)
OwnerCompany Name on Record
Last Sale$188,500 (Nov 1988)
Tax Bill$3,374 (2025)
Deeds & MortgagesJun 2022 Reverse Mortgage
Nov 2020 Reverse Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN165-662-20-00

Property Details

APN / Parcel Number

Primary APN165-662-20-00
Alternative APN
  • 1666622000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,944 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialTile
Lot Area10,317 sqft (0.237 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number1666622000
Street Address3318 GOLFERS DR
CityOCEANSIDE
StateCA
Zip92056-1713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 88 TR 011758
Legal SubdivisionROBINHOOD DEL ORO-VILLAGE A
Legal Tract011758
Legal Block2
Legal Lot Number88
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2007
Census Tract18515

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3318 GOLFERS DR, OCEANSIDE, CA 92056-1713
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2022Deed of Trust, Mortgage · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC
Nov 30, 2020Deed of Trust, Mortgage · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC
Nov 23, 2020Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV
Dec 4, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Dec 4, 2017Deed of Trust, Mortgage · FHA Mortgage
LIBERTY HM EQUITY SOLUTIONS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 1988 · Amount on Record
Deed SaleNov 18, 1988 · Amount on Record
Deed Document Number1988593905
Last Transfer DateSep 15, 2006
Transfer Doc0000673432
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3318 GOLFERS DR, OCEANSIDE, CA 92056-1713
Transaction TypeMortgage
Record UpdatedJun 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3318 GOLFERS DR, OCEANSIDE, CA 92056-1713

Mortgage

Document Number0000235118
DateJun 3, 2022
Instrument2022-0235118
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeReverse Mortgage Lender
AddressBLOOMFIELD, NJ 07003
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term851 Months
DueMay 6, 2093
Interest
Rate TypeAdjustable Rate
Rate3.37%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate8.73%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3318 GOLFERS DR, OCEANSIDE, CA 92056-1713
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyUSA NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3318 GOLFERS DR, OCEANSIDE, CA 92056-1713

Mortgage

Document Number0000760321
DateNov 30, 2020
Instrument2020-0760321
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeReverse Mortgage Lender
AddressBLOOMFIELD, NJ 07003
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term870 Months
DueMay 6, 2093
Interest
Rate TypeAdjustable Rate
Rate2.33%
Type Change DateDec 1, 2021

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3318 GOLFERS DR, OCEANSIDE, CA 92056-1713
Document Number0000760322
Instrument DateNov 23, 2020
Transaction TypeMortgage
Record UpdatedDec 8, 2020
Title CompanyUSA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3318 GOLFERS DR OCEANSIDE CA 920561713, OCEANSIDE, CA 92056-1713

Mortgage

Document Number0000760322
DateNov 30, 2020
Instrument760322
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term876 Months
DueNov 29, 2093
Interest
Rate TypeAdjustable Rate
Rate2.33%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3318 GOLFERS DR, OCEANSIDE, CA 92056-1713
Document Number0000574352
Instrument DateDec 4, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3318 GOLFERS DR OCEANSIDE CA 920561713, OCEANSIDE, CA 92056-1713
InvestorPossibly a Property Investor

Mortgage

Document Number0000574352
DateDec 11, 2017
Instrument574352
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term912 Months
DueDec 10, 2093
Interest
Rate TypeAdjustable Rate
Rate4.56%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3318 GOLFERS DR, OCEANSIDE, CA 92056-1713
Document Number0000574351
Instrument DateDec 4, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3318 GOLFERS DR OCEANSIDE CA 920561713, OCEANSIDE, CA 92056-1713
InvestorPossibly a Property Investor

Mortgage

Document Number0000574351
DateDec 11, 2017
Instrument574351
Lender
NameLIBERTY HM EQUITY SOLUTIONS
TypeFunding / Finance Company
AddressRANCHO CORDOVA, CA 95670
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term912 Months
DueDec 10, 2093
Interest
Rate TypeAdjustable Rate
Rate4.56%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$265,672 (+2%) Land $85,429 Building $180,243
2025$3,374.00 (+4.52%) Homeowner's exemption$260,463 (+4.04%) Land $83,754 Building $176,709
2023$3,228.00 (+1.35%) Homeowner's exemption$250,351 Land $80,502 Building $169,849
2022$3,185.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2016–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPechanga
tribal government · serves 29,100 people · EPA ID 090605013
Water SourcePurchased surface water from RANCHO CALIFORNIA WATER DISTRICT
Last State InspectionSep 2024
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE, La Jolla Western
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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