Fort Bend County property record for 3318 Emerald Valley Dr, Katy, TX 77494
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,476 sqft · built 2015 |
| Lot Size | 0.22 acres (9,612 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,741 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R435059 |
| Primary APN | R435059 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,476 sqft Living Area |
| 1st Floor Area | 2,476 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,612 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R435059 |
|---|---|
| Street Address | 3318 EMERALD VALLEY DR |
| City | KATY |
| State | TX |
| Zip | 77494-6757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TAMARRON SEC 5, BLOCK 1, LOT 14 |
| Legal Subdivision | TAMARRON SEC 5 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 673202 |
Source: Fort Bend County records, as of January 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3318 EMERALD VALLEY DR, KATY, TX 77494-6757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SPECTRUM CU |
| Mar 13, 2020 | Deed of Trust, Mortgage · Line of Credit SPECTRUM CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2015 |
| Deed Sale | Sep 28, 2015 |
| Deed Document Number | 2015110383 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 3318 EMERALD VALLEY DR, KATY, TX 77494-6757 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000131997 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 2021131997 |
| Name | SPECTRUM CU |
|---|---|
| Type | Credit Union |
| Address | OAKLAND, CA 94607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 3318 EMERALD VALLEY DR, KATY, TX 77494-6757 |
| Document Number | 0000040765 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2020 |
| Title Company | TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3318 EMERALD VALLEY DR KATY TX 774946757, KATY, TX 77494-6757 |
| Document Number | 0000040765 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 40765 |
| Name | SPECTRUM CU |
|---|---|
| Address | OAKLAND, CA 94607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 8, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Fort Bend County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Lamar Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,741.00 (-29.36%) Homeowner's exemption Senior Citizen's exemption | $403,371 (-3.51%) Land $85,995 Building $317,376 | $403,371 (-9.65%) Land $85,995 Building $317,376 |
| 2023 | $3,880.00 (-37.25%) Homeowner's exemption Senior Citizen's exemption | $418,055 Land $66,150 Building $380,304 | $446,454 Land $66,150 Building $380,304 |
| 2018 | $6,183.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 1,219 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,219 in force |
| Nearby Flood Claims | 8 (2016–2024) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.1% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT BEND COUNTY MUD 182 serves 10,498 people · EPA ID TX0790500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Skynet Fixed Wireless | 100 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures