3318 Corte Verso, Carlsbad, CA 92009 Property Records

San Diego County property record for 3318 Corte Verso, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,128 sqft · built 1995
Lot Size	0.72 acres (31,363 sqft)
Owner	Company Name on File
Last Sale	$890,000 (Oct 2005)
Tax Bill	$14,088 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`255-240-11-00`

Property Details

APN / Parcel Number

Primary APN	`255-240-11-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,128 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	31,363 sqft (0.72 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3318 CORTE VERSO
City	CARLSBAD
State	CA
Zip	92009-9323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 11 TR 013116
Legal Subdivision	CARLSBAD COURT
Legal Tract	013116
Legal Block	2
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17109

Owner

3318 Corte Verso is owned by a company that acquired it in November 2005 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	3318 CORTE VERSO, CARLSBAD, CA 92009-9323
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Dec 27, 2018	Deed of Trust, Mortgage · ARM SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2005 · Amount on File
Deed Sale	Oct 3, 2005 · Amount on File
Prior Sale	Jun 20, 2002 · Amount on File
Deed Document Number	2005854137
Last Transfer Date	Nov 18, 2005
Transfer Doc	0000004736
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3318 CORTE VERSO, CARLSBAD, CA 92009-9323
Transaction Type	Mortgage
Record Updated	Nov 5, 2025
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 CORTE VERSO, CARLSBAD, CA 92009-9323

Mortgage

Document Number	0000299206
Date	Oct 24, 2025
Instrument	2025-0299206

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	SOFR Average 30-Day
Max Rate	9.87%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3318 CORTE VERSO, CARLSBAD, CA 92009-9323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 CORTE VERSO, CARLSBAD, CA 92009-9323

Mortgage

Document Number	0000530402
Date	Dec 27, 2018
Instrument	2018-0530402

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jan 1, 2024
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	5-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 3318 Corte Verso was $14,088 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,240,499 (+2%) Land $692,124 Building $548,375
2025	$14,088.00 Homeowner's exemption	$1,216,176 Land $678,553 Building $537,623
2023	$13,213.00 (+2.2%) Homeowner's exemption	$1,168,953 Land $652,205 Building $516,748
2022	$12,928.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3318 Corte Verso in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3318 Corte Verso is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, Verizon.

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