3317 Red Cliff Cir, Temple, TX 76502 Property Records

Bell County property record for 3317 Red Cliff Cir, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,104 sqft · built 1979
Lot Size	1.15 acres (50,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,804 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0113870195`

Property Details

APN / Parcel Number

Primary APN	`0113870195`
Alternative APNs	`863794` `91688`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,104 sqft Living Area
1st Floor Area	1,062 sqft
2nd Floor Area	1,042 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,400 sqft (1.15 acres)
Lot Dimensions	550 ft deep x 380 ft wide
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	237 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3317 RED CLIFF CIR
City	TEMPLE
State	TX
Zip	76502-2143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	SOUTHERN OAKS, BLOCK 001, LOT 21, 40, PT 22, (W 1/2 OF 22)
Legal Subdivision	SOUTHERN OAKS
Legal Block	1
Legal Lot Number	21,40
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2001
Census Tract	21203

Owner

3317 Red Cliff Cir is owned by two individuals who acquired it in September 2022.

Source: Bell County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3315 RED CLIFF CIR, TEMPLE, TX 76502-2143
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Vendor's Lien, Transfer · Stand-Alone Second Mortgage PEOPLES BANK
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC
Aug 6, 2019	Vendor's Lien, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Apr 6, 2011	Deed of Trust, Mortgage TEXELL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022
Deed Sale	Sep 30, 2022
Prior Sale	Aug 8, 2022 · Amount on File
Deed Document Number	202260989
Prior Transfer Date	Aug 5, 2019
Prior Transfer Doc	0000034787
Record Updated	Oct 29, 2026

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 8, 2022
Property Address	3317 RED CLIFF CIR, TEMPLE, TX 76502-2143
Document Number	0000050182
Map Reference	CAB A SL 293-D
Instrument Date	Aug 5, 2022
Instrument	2022050182
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NOT AVAILABLE, MAVRICK TITL OF TX DBA TX TT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14204 TYBURN TRL, 14204, AUSTIN, TX 78717-5061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3315 RED CLIFF CIR, TEMPLE, TX 76502-2143

Mortgage

Document Number	0000050183
Date	Aug 8, 2022
Instrument	2022050183

Lender

Name	PEOPLES BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 5, 2042

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3317 RED CLIFF CIR, TEMPLE, TX 76502-2143
Transaction Type	Mortgage
Record Updated	Oct 4, 2021
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061387
Date	Sep 21, 2021
Instrument	2021061387

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 6, 2019
Property Address	3317 RED CLIFF CIR, TEMPLE, TX 76502-2143
Document Number	0000034787
Map Reference	CAB A SL 293-D
Instrument Date	Aug 5, 2019
Instrument	2019-00034787
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3317 RED CLIFF CIR, TEMPLE, TX 76502-2143

Mortgage

Document Number	0000034788
Date	Aug 6, 2019
Instrument	2019-00034788

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3317 RED CLIFF CIR, TEMPLE, TX 76502-2143
Document Number	0000031239
Instrument Date	Apr 6, 2011
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3317 RED CLIFF CIR TEMPLE TX 765022143, TEMPLE, TX 76502-2143

Mortgage

Document Number	0000031239
Date	Jul 17, 2019
Book Page	010923/000672
Instrument	31239

Lender

Name	TEXELL CU
Address	TEMPLE, TX 76503

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jul 16, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 3317 Red Cliff Cir was $6,804.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,804.00	$265,000 Land $63,000 Building $202,000	$265,000 Land $63,000 Building $202,000
2023	$6,075.00 (-30.34%)	$379,027 Land $44,000 Building $335,027	$379,027 Land $44,000 Building $335,027
2022	$8,721.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3317 Red Cliff Cir in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	11 (1986–2026)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Severe Thunderstorms, Dec 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3317 Red Cliff Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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