3317 Morningside Dr, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 3317 Morningside Dr, Chesapeake, VA 23321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,927 sqft · built 1979
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Aug 2017)
Tax Bill	$4,318 (2025)
Deeds & Mortgages	Oct 2006 Second Mortgage Mar 2021 Refinance + 2 more
APN	`0054013001170`

Property Details

APN / Parcel Number

Primary APN	`0054013001170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,927 sqft Living Area
1st Floor Area	1,927 sqft
Attic	Attic
Attic Area	483 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	140 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Porch	Slab
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3317 MORNINGSIDE DR
City	CHESAPEAKE
State	VA
Zip	23321-4613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	117 SILVERWOOD WEST
Legal Subdivision	SILVERWOOD, FARMVIEW AMENDED
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3015
Census Tract	21605

Owner

3317 Morningside Dr is owned and occupied by two individuals who bought it in August 2017.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3317 MORNINGSIDE DR, CHESAPEAKE, VA 23321-4613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Mar 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC BAY MORTGAGE GROUP LLC
Aug 29, 2017	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Aug 30, 2005	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2017 · Amount on File
Deed Sale	Aug 29, 2017 · Amount on File
Prior Sale	May 27, 2015 · Amount on File
Deed Document Number	201723794
Deed Book / Page	9827 / 1127
Record Updated	Oct 29, 2026

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3317 MORNINGSIDE DR, CHESAPEAKE, VA 23321-4613
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006799/195
Date	Oct 24, 2006
Book Page	6799/195

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2026

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3317 MORNINGSIDE DR, CHESAPEAKE, VA 23321-4613
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10320/1454
Date	Mar 1, 2021
Book Page	10320/1454
Instrument	210009333

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 29, 2017
Property Address	3317 MORNINGSIDE DR, CHESAPEAKE, VA 23321-4613
Document Number	9827/1127
Book / Page	9827 / 1127
Instrument Date	Aug 25, 2017
Instrument	170023794
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	BAY AREA TITLE, BAY AREA TITLE & ASSOC INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3317 MORNINGSIDE DR, CHESAPEAKE, VA 23321-4613

Mortgage

Document Number	170023795
Date	Aug 29, 2017
Instrument	170023795

Lender

Name	PRIMELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 30, 2005
Property Address	3317 MORNINGSIDE DR, CHESAPEAKE, VA 23321-4613
Document Number	006167/649
Book / Page	6167 / 649
Instrument Date	Aug 26, 2005
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006167651
Date	Aug 30, 2005
Instrument	6167/651

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3317 Morningside Dr was $4,318.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,100 (+5.05%) Land $165,000 Building $284,100	$449,100 (+5.05%) Land $165,000 Building $284,100
2025	$4,318.00	$427,500 Land $155,000 Building $272,500	$427,500 Land $155,000 Building $272,500
2023		$395,200 (+10.18%) Land $145,000 Building $250,200	$395,200 (+10.18%) Land $145,000 Building $250,200
2022		$358,700 Land $125,000 Building $233,700	$358,700 Land $125,000 Building $233,700
2019	$3,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3317 Morningside Dr; 16 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3317 Morningside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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