Kenton County property record for 3317 Latonia Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,056 sqft · built 1924 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,672 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-12-08-010.00 |
| Primary APN | 056-12-08-010.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,056 sqft Finished Area |
| Gross Area | 1,168 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Stone |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 3,000 sqft (0.069 acres) |
| Lot Dimensions | 120 ft deep x 25 ft wide |
| Garage Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3317 LATONIA AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREEN PHIL E BLK 15 LOT 20 25'X 120' WS LATONIA 115' S 33RD |
| Legal Subdivision | GREEN PHIL E |
| Legal Phase | 15 |
| Legal Block | 15 |
| Legal Lot Number | 20 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 61400 |
3317 Latonia Ave is owned and occupied by an individual who acquired it in March 2024.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3317 LATONIA AVE, COVINGTON, KY 41015-1339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2024 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Oct 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2024 |
| Deed Sale | Mar 13, 2024 |
| Prior Sale | Jun 22, 2015 · Amount on File |
| Deed Document Number | 202494 |
| Deed Book / Page | 274 / 55 |
| Prior Transfer Date | Feb 22, 2024 |
| Prior Transfer Doc | 0005900094 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3317 LATONIA AVE, COVINGTON, KY 41015-1339 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3317 LATONIA AVE, COVINGTON, KY 41015-1339 |
| Document Number | 0005900166 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | KCM 532/770 |
| Instrument | 24031305900166 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3317 LATONIA AVE, COVINGTON, KY 41015-1339 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3317 LATONIA AVE, COVINGTON, KY 41015-1339 |
| Document Number | 0005900300 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 293/306 |
| Instrument | 21102905900300 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 284 Months |
| Due | Jun 1, 2045 |
The 2025 property tax bill for 3317 Latonia Ave was $1,672.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $126,200 (-) Land $10,000 Building $116,200 | $126,200 (-) Land $10,000 Building $116,200 | |
| 2025 | $1,672.00 | $126,200 Land $5,000 Building $121,200 | $126,200 Land $5,000 Building $121,200 |
| 2023 | $1,680.00 | $126,200 Land $5,000 Building $121,200 | $126,200 Land $5,000 Building $121,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3317 Latonia Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3317 Latonia Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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