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3317 Arbor Pointe Dr, Indian Trail, NC 28079 Property Records

Union County property record for 3317 Arbor Pointe Dr, Indian Trail, NC 28079

Property Summary

Property TypeRural Home
Details2.5 ba · 1,816 sqft · built 2001
Lot Size0.197 acres (8,581 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Feb 2017)
Tax Bill$2,170 (2025)
Deeds & MortgagesDec 2023 Mortgage
May 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-045-232

Property Details

APN / Parcel Number

Primary APN07-045-232

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,816 sqft Living Area
Gross Area2,216 sqft
1st Floor Area808 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,581 sqft (0.197 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3317 ARBOR POINTE DR
CityINDIAN TRAIL
StateNC
Zip28079-9472
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeSF-1 INDIA
Legal Description#9 ARBOR GLEN PH1 OPCF926
Legal SubdivisionARBOR GLEN
Legal Lot Number9
JurisdictionUNION NC
Township / Civil DivisionVANCE
Census Block Group2
Census Block2004
Census Tract20320

Owner

3317 Arbor Pointe Dr, a rural home, is owned and occupied by an individual who bought it in February 2017.

Source: Union County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3317 ARBOR POINTE DR, INDIAN TRAIL, NC 28079-9472
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
May 13, 2022Deed of Trust, Mortgage · FHA Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Nov 18, 2020Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Feb 23, 2017Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2017 · Amount on File
Deed SaleFeb 23, 2017 · Amount on File
Prior SaleMar 7, 2001 · Amount on File
Deed Document Number20175006
Deed Book / Page6881 / 224
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3317 ARBOR POINTE DR, INDIAN TRAIL, NC 28079-9472
Transaction TypeMortgage
Record UpdatedDec 29, 2023
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address3317 ARBOR POINTE DR, INDIAN TRAIL, NC 28079-9472

Mortgage

Document Number0008827580
DateDec 15, 2023
Book Page8827/580
Instrument29948
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term342 Months
DueJun 1, 2052

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3317 ARBOR POINTE DR, INDIAN TRAIL, NC 28079-9472
Transaction TypeMortgage
Record UpdatedMay 27, 2022
Title CompanySIMPLE TITLE AND ESCROW, SILK TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008476877
DateMay 13, 2022
Book Page8476/877
Instrument17589
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3317 ARBOR POINTE DR, INDIAN TRAIL, NC 28079-9472
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3317 ARBOR POINTE DR, INDIAN TRAIL, NC 28079-9472

Mortgage

Document Number7889377
DateNov 18, 2020
Book Page7889/377
Instrument47682
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term316 Months
DueMar 1, 2047

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateFeb 23, 2017
Property Address3317 ARBOR POINTE DR, INDIAN TRAIL, NC 28079-9472
Document Number0006881224
Book / Page6881 / 224
Map ReferenceCAB F FILE 926
Instrument DateFeb 23, 2017
Instrument0005006
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5022 TRIBECCA ST, 5022, CHARLOTTE, NC 28270-2903

Transferred To (Grantee/Buyer)

NameVerified Name
Address3317 ARBOR POINTE DR, INDIAN TRAIL, NC 28079-9472

Mortgage

Document Number0000005007
DateFeb 23, 2017
Instrument0005007
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3317 Arbor Pointe Dr was $2,170.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityIndian Trail Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$327,700 (-) Land $74,600 Building $253,100$327,700 (-) Land $74,600 Building $253,100
2025$2,170.00$327,700 Land $74,600 Building $253,100$327,700 Land $74,600 Building $253,100
2023$2,056.00$245,200 Land $48,000 Building $197,200$245,200 Land $48,000 Building $197,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3317 Arbor Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3317 Arbor Pointe Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Windstream
DSL · Fiber in parts of the area		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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