3316 W Franklin St, Jackson, MI 49203 Property Records

Jackson County property record for 3316 W Franklin St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,573 sqft · built 1962
Lot Size	0.382 acres (16,640 sqft)
Owner	Individual Name on File
Last Sale	$144,000 (Sep 2015)
Tax Bill	$1,586 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000-13-05-126-057-00`

Property Details

APN / Parcel Number

Primary APN	`000-13-05-126-057-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,573 sqft Living Area
1st Floor Area	964 sqft
Basement Area	239 sqft
Unfinished Basement	813 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Tri-Level
Exterior Material	Wood Siding
Lot Area	16,640 sqft (0.382 acres)
Lot Dimensions	175 ft deep x 95 ft wide
Garage Area	845 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3316 W FRANKLIN ST
City	JACKSON
State	MI
Zip	49203-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	BEG AT N 1/4 POST OF SEC 5 TH W 904 FT TH S 1130.5 FT TO A PT WH IS PL OF BEG OF THIS DESCN TH W 95 FT TH S 175 FT TH E 95 FT
Legal Range	01W
Legal Township	03S
Legal Section	05
Legal Subdivision	FERNWOOD GARDENS
Legal Lot Number	31-32
Jurisdiction	JACKSON MI
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2004
Census Tract	5301

Owner

3316 W Franklin St is owned and occupied by an individual who bought it in September 2015.

Source: Jackson County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3316 W FRANKLIN ST, JACKSON, MI 49203-1250
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Warranty Deed, Transfer · Closed-End Mortgage AEROQUIP CU
Jan 13, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 10, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2015 · Amount on File
Deed Sale	Sep 22, 2015 · Amount on File
Deed Document Number	20152721488
Deed Book / Page	2063 / 400
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Nov 26, 2025
Property Address	3316 W FRANKLIN ST, JACKSON, MI 49203-1250
Document Number	0002994799
Book / Page	2273 / 706
Instrument Date	Nov 21, 2025
Instrument	2994799
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3316 W FRANKLIN ST, JACKSON, MI 49203-1250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1829 PROBERT RD, JACKSON, MI 49203-5270

Mortgage

Document Number	0002994800
Date	Nov 26, 2025
Book Page	2273/707
Instrument	2994800

Lender

Name	AEROQUIP CU
Type	Credit Union
Address	JACKSON, MI 49201

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 5, 2045

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	3316 W FRANKLIN ST, JACKSON, MI 49203-1250
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3316 W FRANKLIN ST, JACKSON, MI 49203-1250

Mortgage

Document Number	0002904040
Date	Jan 13, 2022
Book Page	2203/950
Instrument	2904040

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	3316 W FRANKLIN ST, JACKSON, MI 49203-1250
Document Number	0002840947
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3316 W FRANKLIN ST JACKSON MI 492031250, JACKSON, MI 49203-1250

Mortgage

Document Number	0002840947
Date	Jan 23, 2020
Book Page	002155/000258
Instrument	2840947

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3316 W Franklin St was $1,586 with a homeowner's exemption, down 31.7% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Summit Township
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,200 (+0.88%)	$182,400 (+0.88%)
2025	$1,586.00 (-31.7%) Homeowner's exemption	$90,400	$180,800
2024	$2,322.00
2023		$74,900	$149,800
2020	$2,076.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3316 W Franklin St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1995–2002)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Jul 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3316 W Franklin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMIT TOWNSHIP serves 25,355 people · EPA ID MI0006450
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mercury Fiber, Verizon.

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