Cumberland County property record for 3316 Red Fox Rd, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,292 sqft · built 2014 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,537 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0502-49-6762 |
| Primary APN | 0502-49-6762 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,292 sqft Heated Area |
| 1st Floor Area | 1,324 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 135 ft deep x 80 ft wide |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 396 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 3316 RED FOX RD |
|---|---|
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-1554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | DEERFIELD LO:LOT 158 SE:03 PL:0051-0022 UN:01 |
| Legal Subdivision | DEERFIELD / BENT TREE |
| Legal Block | 49 |
| Legal Lot Number | 158 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 3602 |
3316 Red Fox Rd is owned and occupied by two individuals.
Source: Cumberland County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3316 RED FOX RD, SPRING LAKE, NC 28390-1554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 20, 2020 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Nov 4, 2019 | Deed of Trust, Mortgage · VA Mortgage ACCELERATE MTG LLC |
| Jan 28, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 3316 RED FOX RD, SPRING LAKE, NC 28390-1554 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0109390593 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 10939/593 |
| Instrument | 43819 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 3316 RED FOX RD, SPRING LAKE, NC 28390-1554 |
| Document Number | 0106260032 |
| Instrument Date | Nov 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | CLIENT FIRST TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 3316 RED FOX RD SPRING LAKE NC 283901554, SPRING LAKE, NC 28390-1554 |
| Document Number | 0106260032 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 010626/000032 |
| Instrument | 36113 |
| Name | ACCELERATE MTG LLC |
|---|---|
| Address | NEWARK, DE 19713 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 3316 RED FOX RD, SPRING LAKE, NC 28390-1554 |
| Document Number | 0104400313 |
| Instrument Date | Jan 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3316 RED FOX RD SPRING LAKE NC 283901554, SPRING LAKE, NC 28390-1554 |
| Document Number | 0104400313 |
|---|---|
| Date | Jan 31, 2019 |
| Book Page | 010440/000313 |
| Instrument | 2611 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 30, 2039 |
The 2026 property tax bill for 3316 Red Fox Rd was $3,537.
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Spring Lake Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,537.00 | ||
| 2025 | $3,537.00 (+65.13%) | $249,559 (+36.68%) Land $30,000 Building $219,559 | $249,559 (+36.68%) Land $30,000 Building $219,559 |
| 2024 | $2,142.00 (+10.41%) | $182,586 (-) Land $14,000 Building $168,586 | $182,586 (-) Land $14,000 Building $168,586 |
| 2023 | $1,940.00 | $182,586 Land $14,000 Building $168,586 | $182,586 Land $14,000 Building $168,586 |
| 2022 | $1,940.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3316 Red Fox Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3316 Red Fox Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli currently in violation since Sep 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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