3316 Meadow Ln, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 3316 Meadow Ln, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,232 sqft · built 1928
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Mar 2025)
Tax Bill	$2,735 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-025434`

Property Details

APN / Parcel Number

Primary APN	`02-025434`
Alternative APNs	`2025434` `025434`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Total Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,300 sqft (0.145 acres)
Porch	Slab
Porch Area	65 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	025434
Street Address	3316 MEADOW LN
City	CHESAPEAKE BEACH
State	MD
Zip	20732-9511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 1 BLK 2 SEC 2 BREEZY POINT
Legal Subdivision	PLUM PINT BEACH
Legal Block	2
Legal Lot Number	1
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1014
Census Tract	860502

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3316 MEADOW LN, CHESAPEAKE BEACH, MD 20732-9511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC
Jan 16, 2019	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2025 · Amount on Record
Deed Sale	Mar 3, 2025 · Amount on Record
Prior Sale	May 18, 2021 · Amount on Record
Deed Book / Page	6695 / 253
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 18, 2021
Property Address	3316 MEADOW LN, CHESAPEAKE BEACH, MD 20732-9511
Document Number	0059640484
Book / Page	5964 / 484
Map Reference	MB AAH 1 PL 4
Instrument Date	May 13, 2021
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$587.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3316 MEADOW LN, CHESAPEAKE BEACH, MD 20732-9511

Mortgage

Document Number	5964491
Date	May 18, 2021
Instrument	5964/491

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 16, 2019
Property Address	3316 MEADOW LN, CHESAPEAKE BEACH, MD 20732-9511
Document Number	0053080065
Book / Page	5308 / 065
Map Reference	MB AAH 1 PL 4
Instrument Date	Dec 21, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CAPITOL TITLE INS AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3316 MEADOW LN, 3316, CHESAPEAKE BEACH, MD 20732-9511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3316 MEADOW LN, CHESAPEAKE BEACH, MD 20732-9511

Mortgage

Document Number	0000530871
Date	Jan 16, 2019
Instrument	5308/71

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,267 (+23.84%)	$261,600 (+19.67%) Land $102,700 Building $158,900
2025	$2,735.00 (+31.87%)
2023	$2,074.00	$199,667	$218,600 Land $102,700 Building $115,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	56 (1985–2024)
Claims Outside the SFHA	22 of 56
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Tropical Storm Isaias, Aug 2020 · 2 claims Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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