3316 10th St S, Moorhead, MN 56560 Property Records

Clay County property record for 3316 10th St S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,625 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Nov 2024)
Tax Bill	$3,538 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`58.610.0390`

Property Details

APN / Parcel Number

Primary APN	`58.610.0390`

Exterior

Lot Area	4,625 sqft (0.11 acres)

Location & Zoning

Street Address	3316 10TH ST S
City	MOORHEAD
State	MN
Zip	56560-6105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME PRAIRIE SUN ADD SUBDIVISIONCD 58610 LOT 4 2
Legal Range	48
Legal Township	139
Legal Section	20
Legal Subdivision	PRAIRIE SUN ADD
Legal Block	2
Legal Lot Number	4
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1007
Census Tract	30108

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3316 10TH ST S, MOORHEAD, MN 56560-6105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BK
Jun 19, 2017	Deed, Transfer · Conventional Mortgage TITLE CO OF FARGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2024 · Amount on Record
Deed Sale	Nov 12, 2024 · Amount on Record
Prior Sale	Jun 19, 2017 · Amount on Record
Deed Document Number	2024850392
Prior Transfer Date	Jun 16, 2016
Prior Transfer Doc	0000758005
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	3316 10TH ST S, MOORHEAD, MN 56560-6105
Document Number	0000805700
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3316 10TH ST S MOORHEAD MN 565606105, MOORHEAD, MN 56560-6105

Mortgage

Document Number	0000805700
Date	Sep 14, 2020
Instrument	805700

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 13, 2035

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY MN
Recording Date	Jun 19, 2017
Property Address	3316 10TH ST S, MOORHEAD, MN 56560-6105
Document Number	0000769755
Instrument Date	Jun 15, 2017
Instrument	769755
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	TITLE CO OF FARGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.67
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3316 10TH ST S, MOORHEAD, MN 56560-6105

Mortgage

Document Number	, 769756
Date	Jun 19, 2017
Instrument	769756

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,538.00 (+40.17%) Homeowner's exemption	$226,400 (+1.89%) Land $19,600 Building $206,800	$226,400 (+1.89%) Land $19,600 Building $206,800
2025		$222,200 (+20.63%) Land $21,100 Building $201,100	$222,200 (+20.63%) Land $21,100 Building $201,100
2023	$2,524.00 Homeowner's exemption	$184,200 Land $17,900 Building $166,300	$184,200 Land $17,900 Building $166,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

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