3315 Upper Gable Dr, Bowling Green, KY 42101 Property Records

Warren County property record for 3315 Upper Gable Dr, Bowling Green, KY 42101

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.276 acres (12,027 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Mar 2026)
Tax Bill	$807 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jan 2025 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`031A-17-252`

Property Details

APN / Parcel Number

Primary APN	`031A-17-252`

Exterior

Lot Area	12,027 sqft (0.276 acres)

Location & Zoning

Street Address	3315 UPPER GABLE DR
City	BOWLING GREEN
State	KY
Zip	42101-3037
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Subdivision	SOUTH GLEN GABLES
Legal Lot Number	252
Jurisdiction	WARREN KY
Township / Civil Division	WOODBURN
Census Block Group	1
Census Block	1001
Census Tract	11900

Owner

Source: Warren County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3315 UPPER GABLE DR, BOWLING GREEN, KY 42101-3037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed, Subdivision Related Transfer · Conventional Mortgage LIBERTY FCU
Jan 2, 2025	Deed, Construction Loan · Construction Mortgage INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2026 · Amount on Record
Deed Sale	Mar 5, 2026 · Amount on Record
Prior Sale	Jan 2, 2025 · Amount on Record
Deed Document Number	20262155132
Deed Book / Page	1339 / 684
Record Updated	Sep 20, 2026

March 2026: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Mar 5, 2026
Property Address	3315 UPPER GABLE DR, BOWLING GREEN, KY 42101-3037
Document Number	0D1339/684
Book / Page	D1339 / 684
Map Reference	MB 45 PG 460-462
Instrument Date	Mar 4, 2026
Instrument	2155132
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1510 US 31W BYP, BOWLING GREEN, KY 42101-3027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3315 UPPER GABLE DR, BOWLING GREEN, KY 42101-3037

Mortgage

Document Number	0002155136
Date	Mar 5, 2026
Instrument	2155136

Lender

Name	LIBERTY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2025: Deed, Construction Loan

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jan 2, 2025
Property Address	3315 UPPER GABLE DR, BOWLING GREEN, KY 42101-3037
Document Number	0D1314/847
Book / Page	D1314 / 847
Map Reference	MB 45 PG 460-462
Instrument Date	Jan 2, 2025
Instrument	2083577
Transaction Type	Construction Loan
Record Updated	Mar 20, 2026

Transaction

Amount	Amount Recorded
Tax	$84.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1510 US 31W BYP, BOWLING GREEN, KY 42101-3027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 US 31W BYP, BOWLING GREEN, KY 42101-3027

Mortgage

Document Number	0002087199
Date	Jan 2, 2025
Instrument	2087199

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 22, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Warren County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$807.00	$84,000	$84,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: North Central Communications.

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