Hamilton County property record for 3315 Taylor St, Chattanooga, TN 37406
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,550 sqft · built 1952 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $200,000 (Aug 2021) |
| Tax Bill | $1,052 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 128P F 006 |
| Primary APN | 128P F 006 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,550 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,500 sqft (0.241 acres) |
| Lot Dimensions | 100 ft deep x 105 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000054094 |
|---|---|
| Street Address | 3315 TAYLOR ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37406-3938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 10 BLK 14 SHERMAN PARK PB4 PG30 35-157 |
| Legal Subdivision | SHERMAN PARK |
| Legal Block | 14 |
| Legal Lot Number | 10 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3068 |
| Census Tract | 12300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3315 Taylor St is held in a trust since July 2025.
Source: Hamilton County records, as of April 29, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 9110 N HICKORY VALLEY RD, CHATTANOOGA, TN 37416-1309 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FEDERAL CREDIT UNION |
| Aug 9, 2022 | Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FCU |
| Jul 22, 2025 | Intrafamily Transfer, Transfer |
| Aug 27, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SOUTHWEST FUNDING LP |
| Dec 28, 2020 | Warranty Deed, Construction Loan · Construction Mortgage GROUNDFLOOR R/E 1 LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2021 · Amount on File |
| Deed Sale | Aug 27, 2021 · Amount on File |
| Prior Sale | Dec 28, 2020 · Amount on File |
| Deed Document Number | 2021301 |
| Deed Book / Page | 12627 / 363 |
| Last Transfer Date | Jul 18, 2025 |
| Transfer Doc | 0000000210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 21, 2026 |
| Property Address | 3315 TAYLOR ST, CHATTANOOGA, TN 37406-3938 |
| Document Number | 0000000114 |
| Book / Page | 14269 / 153 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026114 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 5310 SLAYTON AVE, CHATTANOOGA, TN 37410-2229 |
| Document Number | 0000000114, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 14269/153 |
| Instrument | 2026114 |
| Name | TENNESSEE VALLEY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 20, 2031 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3315 TAYLOR ST, CHATTANOOGA, TN 37406-3938 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6707 JORDAN RUN RD, CHATTANOOGA, TN 37412-4061 |
| Document Number | 0000000132 |
|---|---|
| Date | Aug 9, 2022 |
| Book Page | 13053/870 |
| Instrument | 2022080900132 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 22, 2025 |
| Property Address | 3315 TAYLOR ST, CHATTANOOGA, TN 37406-3938 |
| Document Number | 0000000210 |
| Book / Page | 13989 / 807 |
| Map Reference | MB 35 PG 157 |
| Instrument Date | Jul 18, 2025 |
| Instrument | 2025072200210 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 9110 N HICKORY VALLEY RD, CHATTANOOGA, TN 37416-1309 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 27, 2021 |
| Property Address | 3315 TAYLOR ST, CHATTANOOGA, TN 37406-3938 |
| Document Number | 0000000301 |
| Book / Page | 12627 / 363 |
| Map Reference | MB 35 PG 157 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021082700301 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SOLUTIONS LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3315 TAYLOR ST, CHATTANOOGA, TN 37406-3938 |
| Document Number | 0012627366 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 12627/366 |
| Name | SOUTHWEST FUNDING LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 28, 2020 |
| Property Address | 3315 TAYLOR ST, CHATTANOOGA, TN 37406-3938 |
| Document Number | 1228000314 |
| Book / Page | 012291 / 000177 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 201228000314 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 14, 2021 |
| Title Company | RELI SETTLEMENT SOLUTIONS LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $259.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5024 BRANSTON RD OOLTEWAH TN 373638477, OOLTEWAH, TN 37363-8477 |
| Document Number | 1228000315 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 012291/000180 |
| Instrument | 201228000315 |
| Name | GROUNDFLOOR R/E 1 LLC |
|---|---|
| Address | ATLANTA, GA 30308 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 27, 2021 |
The 2025 property tax bill for 3315 Taylor St was $1,052, up 25.8% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,052.00 (+25.84%) | $69,450 (+85.7%) | $277,800 (+85.7%) Land $25,000 Building $252,800 |
| 2024 | $836.00 | $37,400 (-) | $149,600 (-) Land $9,400 Building $140,200 |
| 2023 | $836.00 | $37,400 (-) | $149,600 (-) Land $9,400 Building $140,200 |
| 2022 | $836.00 | $37,400 | $149,600 Land $9,400 Building $140,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3315 Taylor St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3315 Taylor St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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