3315 Sapling Oak Dr, Houston, TX 77082 Property Records

Harris County property record for 3315 Sapling Oak Dr, Houston, TX 77082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,048 sqft · built 2000
Lot Size	0.176 acres (7,652 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,389 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`120-473-001-0001`

Property Details

APN / Parcel Number

Primary APN	`120-473-001-0001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,048 sqft Living Area
1st Floor Area	2,048 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	7,652 sqft (0.176 acres)
View / Lot	Primary
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	20 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1204730010001
Street Address	3315 SAPLING OAK DR
City	HOUSTON
State	TX
Zip	77082-4048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BLK 1 OAK PARK RIDGE
Legal Subdivision	OAK PARK RIDGE
Legal Block	1
Legal Lot Number	1
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3000
Census Tract	454304

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3315 SAPLING OAK DR, HOUSTON, TX 77082-4048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 28, 2017	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2023
Deed Sale	Jan 17, 2023
Prior Sale	May 28, 2020 · Amount on Record
Deed Document Number	202315388
Prior Transfer Date	May 20, 2020
Prior Transfer Doc	0000224589
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	3315 SAPLING OAK DR, HOUSTON, TX 77082-4048
Document Number	0000120738
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	Apr 7, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3315 SAPLING OAK DR HOUSTON TX 770824048, HOUSTON, TX 77082-4048

Mortgage

Document Number	0000120738
Date	Mar 22, 2017
Instrument	120738

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2047

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	3315 SAPLING OAK DR, HOUSTON, TX 77082-4048
Document Number	0000156123
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3315 SAPLING OAK DR HOUSTON TX 770824048, HOUSTON, TX 77082-4048

Mortgage

Document Number	0000156123
Date	Apr 12, 2017
Instrument	156123

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Alief Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,071 (-) Land $62,129 Building $228,942	$291,071 (-) Land $62,129 Building $228,942
2025	$4,389.00 (+146.16%) Homeowner's exemption	$291,071 (-12.59%) Land $62,129 Building $228,942	$291,071 (-12.59%) Land $62,129 Building $228,942
2024	$1,783.00 (+22.04%)
2023		$332,993 Land $62,129 Building $270,864	$332,993 Land $62,129 Building $270,864
2022	$1,461.00 (+19.85%)
2020	$1,219.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 120 serves 13,197 people · EPA ID TX1010774
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber, T-Mobile.

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