Hamilton County property record for 3315 Royal Pl, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,263 sqft · built 1927 |
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $316,000 (Jun 2017) |
| Tax Bill | $7,300 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-0003-0137-00 |
| Primary APN | 023-0003-0137-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,263 sqft Living Area |
| 1st Floor Area | 686 sqft |
| 2nd Floor Area | 577 sqft |
| Upper Floors Area | 577 sqft |
| Basement Area | 662 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 3,920 sqft (0.089 acres) |
| Lot Dimensions | 87 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 361 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3315 ROYAL PL |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-3126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3315 ROYAL PL 45 X 87.58 LOT 19 |
| Legal Subdivision | S D COOPERS HERSCHEL AVE |
| Legal Lot Number | 19 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 4800 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3315 ROYAL PL, CINCINNATI, OH 45208-3126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| May 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Jun 9, 2017 | Warranty Deed, Transfer · Conventional Mortgage PROMINENT TITLE AGENCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2017 · Amount on Record |
| Deed Sale | Jun 9, 2017 · Amount on Record |
| Prior Sale | Mar 16, 2012 · Amount on Record |
| Deed Document Number | 17-0051520 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3315 ROYAL PL, CINCINNATI, OH 45208-3126 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000071868 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 14437/198 |
| Instrument | 2021-0071868 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 267 Months |
| Due | Sep 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3315 ROYAL PL, CINCINNATI, OH 45208-3126 |
| Document Number | 0000045400 |
| Instrument Date | May 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 3315 ROYAL PL CINCINNATI OH 452083126, CINCINNATI, OH 45208-3126 |
| Document Number | 0000045400 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 014168/002009 |
| Instrument | 45400 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 13, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 9, 2017 |
| Property Address | 3315 ROYAL PL, CINCINNATI, OH 45208-3126 |
| Document Number | 0000051520 |
| Instrument Date | May 26, 2017 |
| Instrument | 17-0051520 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $954.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8534 E KEMPER RD, CINCINNATI, OH 45249-3701 |
| Mail Care Of | UNION SAVINGS BANK |
| Document Number | , 17-0051521 |
|---|---|
| Date | Jun 9, 2017 |
| Instrument | 17-0051521 |
| Type | Bank |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,300.00 (+3.08%) | $118,503 (+%) Land $53,316 Building $65,187 | |
| 2024 | $7,082.00 (-2.17%) | $118,502 (-) Land $53,315 Building $65,187 | |
| 2023 | $7,239.00 (-18.3%) | $118,502 (-9%) Land $53,315 Building $65,187 | $338,580 (-9%) Land $152,330 Building $186,250 |
| 2022 | $8,860.00 Homeowner's exemption | $130,221 Land $47,054 Building $83,167 | |
| 2020 | $372,060 Land $134,440 Building $237,620 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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