3315 Old Creek Rd, Gilroy, CA 95020 Property Records

Santa Clara County property record for 3315 Old Creek Rd, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,900 sqft · built 1974
Lot Size	1.09 acres (47,525 sqft)
Owner	2 Individual Names on File
Last Sale	$1,900,000 (Oct 2024)
Tax Bill	$23,012 (2025)
Deeds & Mortgages	May 2022 Line of Credit Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`756-20-044`

Property Details

APN / Parcel Number

Primary APN	`756-20-044`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
1st Floor Area	1,900 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	47,525 sqft
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3315 OLD CREEK RD
City	GILROY
State	CA
Zip	95020-9440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SMITH PARTITION CASE 20397 MAP J4 956
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LLAGAS-UVAS
Census Block Group	2
Census Block	2015
Census Tract	512200

Owner

3315 Old Creek Rd is owned and occupied by two individuals who bought it in October 2024.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3315 OLD CREEK RD, GILROY, CA 95020-9440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CENTRAL CU
Dec 8, 2020	Grant Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Sep 13, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2024 · Amount on File
Deed Sale	Oct 22, 2024 · Amount on File
Prior Sale	Dec 8, 2020 · Amount on File
Deed Document Number	202425715531
Prior Transfer Date	Sep 12, 2019
Prior Transfer Doc	0024279632
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3315 OLD CREEK RD, GILROY, CA 95020-9440
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3315 OLD CREEK RD, GILROY, CA 95020-9440

Mortgage

Document Number	0025305316
Date	May 18, 2022
Instrument	25305316

Lender

Name	COMMONWEALTH CENTRAL CU
Type	Credit Union
Address	SAN JOSE, CA 95164

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 8, 2020
Property Address	3315 OLD CREEK RD, GILROY, CA 95020-9440
Document Number	0024740281
Map Reference	MB 317 PG 49
Instrument Date	Nov 15, 2020
Instrument	24740281
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3315 OLD CREEK RD, GILROY, CA 95020-9440

Mortgage

Document Number	0024740282
Date	Dec 8, 2020
Instrument	24740282

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 13, 2019
Property Address	3315 OLD CREEK RD, GILROY, CA 95020-9440
Document Number	0024279632
Instrument Date	Sep 12, 2019
Instrument	24279632
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3315 OLD CREEK RD GILROY CA 950209440, GILROY, CA 95020-9440

Tax Assessment & Valuation

The 2025 property tax bill for 3315 Old Creek Rd was $23,012.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,938,000 (+2%) Land $1,122,000 Building $816,000
2025	$23,012.00 Homeowner's exemption	$1,900,000 Land $1,100,000 Building $800,000
2023	$16,794.00 (+1.81%) Homeowner's exemption	$1,362,654 Land $988,380 Building $374,274
2022	$16,495.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3315 Old Creek Rd in Zone D, where flood risk has not been studied, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1982–2023)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3315 Old Creek Rd is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Frontier DSL	115 / 7
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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