3315 N Davidson St, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 3315 N Davidson St, Charlotte, NC 28205

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 110,621 sqft · built 1912
Lot Size	1.86 acres (81,322 sqft)
Owner	Company Name on Record
Tax Bill	$44,390 (2024)
Deeds & Mortgages	Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`091-101-54`

Property Details

APN / Parcel Number

Primary APN	`091-101-54`

Interior

Bedrooms	6 Beds
Stories	2 Stories
Building Area	110,621 sqft Living Area
1st Floor Area	45,436 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 2015
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Other
Lot Area	81,322 sqft (1.86 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3315 N DAVIDSON ST
City	CHARLOTTE
State	NC
Zip	28205-1497
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	TOD-NC
Legal Description	L4 M68-721
Legal Subdivision	MINOR SUBDIVISION PLAT OF JOHNSTON MILL
Legal Tract	2
Legal Block	1
Legal Lot Number	4
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Charlotte Historic District listed 1990 · 286 contributing resources · NRIS 90000367

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	185 DARTMOUTH ST, BOSTON, MA 02116-5886
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jul 2, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF AMERICA NA
Jul 2, 2021	Special Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Dec 9, 2019	Grant Deed, Transfer ATTORNEY ONLY
Oct 8, 2019	Grant Deed, Mortgage · Line of Credit CHEVY CHASE LENDER IV LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 15, 2010
Transfer Doc	0000079397
Record Updated	Sep 20, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3315 N DAVIDSON ST, CHARLOTTE, NC 28205-1035
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3315 N DAVIDSON ST, CHARLOTTE, NC 28205-1035
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NA, FIRST AMER TTL INS CO NATL C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000129732
Date	Jul 2, 2021
Book Page	36258/879
Instrument	2021129732

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	VIENNA, VA 22182

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 2, 2021
Property Address	3315 N DAVIDSON ST, CHARLOTTE, NC 28205-1035
Document Number	0000129413
Book / Page	36256 / 848
Map Reference	MB 68 PG 721
Instrument Date	Jun 29, 2021
Instrument	2021129413
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 DARTMOUTH ST, BOSTON, MA 02116-5886
Mail Care Of	THE COMMUNITY BUILDERS INC

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 9, 2019
Property Address	3315 N DAVIDSON ST, CHARLOTTE, NC 28205-1035
Document Number	0000167890
Book / Page	034106 / 000300
Instrument Date	Nov 25, 2019
Instrument	167890
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1003 K ST NW #700 WASHINGTON DC 200014421, 700, WASHINGTON, DC 20001-4421

October 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 8, 2019
Property Address	3315 N DAVIDSON ST, CHARLOTTE, NC 28205-1035
Book / Page	033923 / 000906
Instrument Date	Oct 3, 2019
Instrument	134741
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	185 DARTMOUTH ST BOSTON MA 021165886, BOSTON, MA 02116-5886

Mortgage

Document Number	0000134741
Date	Oct 8, 2019
Book Page	033923/000906
Instrument	134741

Lender

Name	CHEVY CHASE LENDER IV LLC
Address	445 WILLARD AVENUESUITE 900, CHEVY CHASE, MD 20815

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Oct 7, 2021

Interest

Rate Type	Adjustable Rate
Rate	1%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,847,300 Land $5,250,500 Building $19,596,800	$24,847,300 Land $5,250,500 Building $19,596,800
2024	$44,390.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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