3315 Mount Carmel Rd, Upperco, MD 21155 Property Records

Baltimore County property record for 3315 Mount Carmel Rd, Upperco, MD 21155

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,598 sqft · built 1995
Lot Size	3.55 acres (154,638 sqft)
Owner	Individual Name on Record
Last Sale	$449,900 (Nov 2016)
Tax Bill	$3,319 (2023)
Deeds & Mortgages	May 2022 Mortgage May 2022 Second Mortgage + 3 more
APN	`05-1700012537`

Property Details

APN / Parcel Number

Primary APN	`05-1700012537`
Alternative APNs	`51700012537` `1700012537`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,598 sqft Total Area
1st Floor Area	1,234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	154,638 sqft (3.55 acres)
Lot Width	513 ft Width
Garage Type	Mixed
Garage Area	1,456 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Enclosed Porch
Porch Area	334 sqft
Deck Area	540 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	1700012537
Old Parcel Number	51700012537
Street Address	3315 MOUNT CARMEL RD
City	UPPERCO
State	MD
Zip	21155-9409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.550 AC 3315 MT CARMEL RD HUNTER GREEN
Legal Section	2
Legal Subdivision	HUNTER GREEN
Legal Lot Number	1
Jurisdiction	BALTIMORE MD
Township / Civil Division	5
Census Block Group	1
Census Block	1058
Census Tract	405000

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3315 MOUNT CARMEL RD, UPPERCO, MD 21155-9409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
May 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOWER LLC
Jun 4, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
May 18, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2016 · Amount on Record
Deed Sale	Nov 1, 2016 · Amount on Record
Prior Sale	Mar 2, 1999 · Amount on Record
Deed Document Number	556196
Deed Book / Page	38200 / 6
Record Updated	Jun 7, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3315 MOUNT CARMEL RD, UPPERCO, MD 21155-9409
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	MEYMAX TITLE AGENCY/OH LLC, MEYMAX TITLE AGCY OF OH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0469510484
Date	May 27, 2022
Book Page	46951/484

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	5.75%
Index	5-Year CMT
Margin	2
Max Rate	8.75%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3315 MOUNT CARMEL RD, UPPERCO, MD 21155-9409
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	MEYMAX TITLE AGENCY/OH LLC, MEYMAX TITLE AGCY OF OH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0469510502
Date	May 27, 2022
Book Page	46951/502

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3315 MOUNT CARMEL RD, UPPERCO, MD 21155-9409
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0448540153
Date	Jun 4, 2021
Book Page	44854/153

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Nov 1, 2046

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3315 MOUNT CARMEL RD, UPPERCO, MD 21155-9409
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0447260378
Date	May 18, 2021
Book Page	44726/378

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Nov 1, 2046

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3315 MOUNT CARMEL RD, UPPERCO, MD 21155-9409
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3315 MOUNT CARMEL RD, UPPERCO, MD 21155-9409

Mortgage

Document Number	0457060318
Date	Oct 28, 2021
Book Page	45706/318

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,319.00 Homeowner's exemption	$564,367	$653,300 Land $124,200 Building $529,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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