3315 Lowman Rd, Smithville, MO 64089 Property Records

Platte County property record for 3315 Lowman Rd, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,108 sqft · built 1992
Lot Size	2.69 acres (117,176 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,700 (Jul 2021)
Tax Bill	$4,808 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-50-21-000-000-015-000`

Property Details

APN / Parcel Number

Primary APN	`11-50-21-000-000-015-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	4,108 sqft Living Area
Gross Area	4,974 sqft
1st Floor Area	1,504 sqft
Basement Area	1,504 sqft
Finished Basement	1,504 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Multi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	117,176 sqft (2.69 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	216 sqft
Deck Area	210 sqft
Patio Area	200 sqft
Utility Building	800 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3315 LOWMAN RD
City	SMITHVILLE
State	MO
Zip	64089-8472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY SLOPE ESTATES TRACT B
Legal Range	33W
Legal Township	53N
Legal Section	21
Legal Subdivision	SUNNY SLOPE ESTATES
Legal Tract	B
Jurisdiction	PLATTE MO
Township / Civil Division	CARROLL
Census Block Group	4
Census Block	4040
Census Tract	30602

Owner

Source: Platte County records, as of February 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3315 LOWMAN RD, SMITHVILLE, MO 64089-8472
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA FCU
Jul 22, 2021	Warranty Deed, Transfer · Conventional Mortgage COMMUNITYAMERICA CU
Feb 5, 2019	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Prior Sale	Feb 5, 2019 · Amount on Record
Deed Document Number	202114010
Deed Book / Page	1361 / 303
Prior Transfer Date	Apr 28, 2008
Prior Transfer Doc	0011210955
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLATTE MO
Property Address	3315 LOWMAN RD, SMITHVILLE, MO 64089-8472
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3315 LOWMAN RD, SMITHVILLE, MO 64089-8472

Mortgage

Document Number	0014300183
Date	Feb 18, 2026
Book Page	1430/183
Instrument	2026001877

Lender

Name	COMMUNITYAMERICA FCU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLATTE MO
Recording Date	Jul 22, 2021
Property Address	3315 LOWMAN RD, SMITHVILLE, MO 64089-8472
Document Number	0013610303
Book / Page	1361 / 303
Instrument Date	Jul 20, 2021
Instrument	2021014010
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3315 LOWMAN RD, SMITHVILLE, MO 64089-8472

Mortgage

Document Number	2021014011
Date	Jul 22, 2021
Instrument	2021014011

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLATTE MO
Recording Date	Feb 5, 2019
Property Address	3315 LOWMAN RD, SMITHVILLE, MO 64089-8472
Document Number	0013080131
Book / Page	001308 / 000131
Instrument Date	Jan 31, 2019
Instrument	1212
Transaction Type	Transfer
Record Updated	Feb 25, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3315 LOWMAN RD SMITHVILLE MO 640898472, SMITHVILLE, MO 64089-8472

Mortgage

Document Number	13080132
Date	Feb 5, 2019
Book Page	001308/000132
Instrument	1213

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 4, 2034

Tax Assessment & Valuation

Source: Platte County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Platte County
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,591 (-) Land $12,778 Building $54,813	$355,737 (%) Land $67,250 Building $288,487
2024	$4,808.00 (+4.34%)
2023	$4,608.00 (+64.22%)	$67,591 Land $12,778 Building $54,813	$355,738 Land $67,250 Building $288,488
2018	$2,806.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 57% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTE CO PWSD 4 serves 9,552 people · EPA ID MO1024478
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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