State of Hawaii and Honolulu County property record for 3315 Lower Rd, Honolulu, HI 96822
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,956 sqft · built 1983 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,530 (2026) |
| Deeds & Mortgages | Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-2-9-042-056 |
| Primary APN | 1-2-9-042-056 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,956 sqft Living Area |
| 1st Floor Area | 1,214 sqft |
| 2nd Floor Area | 1,742 sqft |
| Basement Area | 866 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,000 sqft (0.23 acres) |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Balcony/Patio |
|---|---|
| Porch Area | 104 sqft |
| Deck Area | Deck Area |
| Patio Area | 80 sqft |
| Balcony | Balcony |
| Cooling System | Central |
|---|
| Street Address | 3315 LOWER RD |
|---|---|
| City | HONOLULU |
| State | HI |
| Zip | 96822-1460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U/03/00 |
| Legal Subdivision | WOODLAWN MAP 108 |
| Legal Lot Number | 174 |
| Jurisdiction | HONOLULU HI |
| Township / Civil Division | HONOLULU |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 3104 |
3315 Lower Rd is owned and occupied by an individual.
Source: State of Hawaii and Honolulu County records, as of June 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3315 LOWER RD, HONOLULU, HI 96822-1460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HONOLULU HI |
| Property Address | 3315 LOWER RD, HONOLULU, HI 96822-1460 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0T11237031 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | T-11237031 |
| Name | AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96817 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 29, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 3315 Lower Rd was $6,530 with a homeowner's exemption.
Source: State of Hawaii and Honolulu County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Honolulu County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,530.00 Homeowner's exemption | $2,012,100 Land $1,400,000 Building $612,100 | $2,012,100 Land $1,400,000 Building $612,100 |
| 2025 | $6,530.00 | ||
| 2024 | $1,962,600 (+3.4%) Land $1,410,000 Building $552,600 | $1,962,600 (+3.4%) Land $1,410,000 Building $552,600 | |
| 2023 | $6,153.00 (+12.84%) | $1,898,000 Land $1,350,000 Building $548,000 | $1,898,000 Land $1,350,000 Building $548,000 |
| 2022 | $5,453.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3315 Lower Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2004–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2026 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3315 Lower Rd is high, ranking above 79% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 66% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HNL-WINDWARD-PEARL HARBOR serves 631,389 people · EPA ID HI0000331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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