3315 Kolstad Ave, Duluth, MN 55803 Property Records

St. Louis County property record for 3315 Kolstad Ave, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 952 sqft · built 1958
Lot Size	0.254 acres (11,099 sqft)
Owner	Individual Name on Record
Tax Bill	$3,708 (2026)
Deeds & Mortgages	Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-2113-00230`

Property Details

APN / Parcel Number

Primary APN	`010-2113-00230`
Alternative APN	`649004`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	952 sqft Gross Area
1st Floor Area	952 sqft
Basement Area	888 sqft
Finished Basement	888 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	11,099 sqft (0.254 acres)
Garage Area	576 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	649004
Street Address	3315 KOLSTAD AVE
City	DULUTH
State	MN
Zip	55803-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0023 BLOCK:002 SERIAL #
Legal Subdivision	HARTLEY HILLS 2ND ADD TO DULUT
Legal Block	2
Legal Lot Number	23
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2025
Census Tract	100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3315 KOLSTAD AVE, DULUTH, MN 55803-1924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3315 KOLSTAD AVE, DULUTH, MN 55803-1924
Document Number	00T1014937
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3315 KOLSTAD AVE DULUTH MN 558031924, DULUTH, MN 55803-1924

Mortgage

Document Number	00T1014937
Date	Sep 12, 2019
Instrument	T1014937

Lender

Name	CENTRICITY CU
Address	HERMANTOWN, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 11, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,708.00 (+7.67%) Homeowner's exemption
2025	$3,444.00 (+5.45%) Homeowner's exemption	$305,600 (+13.1%) Land $36,600 Building $269,000	$305,600 (+13.1%) Land $36,600 Building $269,000
2024	$3,266.00	$270,200 (+18.09%) Land $84,900 Building $185,300	$270,200 (+18.09%) Land $84,900 Building $185,300
2022		$228,800 Land $83,500 Building $145,300	$228,800 Land $83,500 Building $145,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20