3315 Florence Ave, Steger, IL 60475 Property Records

Cook County property record for 3315 Florence Ave, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,232 sqft · built 1970
Lot Size	0.215 acres (9,375 sqft)
Owner	Individual Name on Record
Last Sale	$107,000 (Oct 2017)
Tax Bill	$3,183 (2023)
Deeds & Mortgages	Feb 2020 Loan Modification Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-33-329-054`

Property Details

APN / Parcel Number

Primary APN	`32-33-329-054`
Alternative APN	`32-33-329-054-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,375 sqft (0.215 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	3315 FLORENCE AVE
City	STEGER
State	IL
Zip	60475-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(KEENEYS) SUB OF (CHICAGO)(HEIGHTS) SUB OF EH OF SW & WH OF SE SH SEC 33-35-14
Legal Range	14E
Legal Township	35N
Legal Section	33
Legal Subdivision	KEENEYS SUB OF CHICAGO HEIGHTS
Legal Block	26
Legal Lot Number	41,42
Jurisdiction	COOK IL
Township / Civil Division	BLOOM
Census Block Group	1
Census Block	1027
Census Tract	829600

Owner

Source: Cook County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3315 FLORENCE AVE, STEGER, IL 60475-1115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Loan Modification, Mortgage · VA Mortgage US BK
Oct 26, 2017	Warranty Deed, Transfer · VA Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2017 · Amount on Record
Deed Sale	Oct 26, 2017 · Amount on Record
Prior Sale	Nov 28, 2008 · Amount on Record
Deed Document Number	201712059
Record Updated	Oct 29, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	3315 FLORENCE AVE, STEGER, IL 60475-1115
Document Number	2007155019
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3315 FLORENCE AVE STEGER IL 604751115, STEGER, IL 60475-1115

Mortgage

Document Number	2007155019
Date	Mar 11, 2020
Instrument	7155019

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 26, 2017
Property Address	3315 FLORENCE AVE, STEGER, IL 60475-1115
Document Number	1729912059
Instrument Date	Sep 1, 2017
Instrument	29912059
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$107.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3315 FLORENCE AVE STEGER IL 604751115, STEGER, IL 60475-1115

Mortgage

Document Number	1729912060
Date	Oct 26, 2017
Instrument	29912060

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2047

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bloom Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,928 (+35.1%) Land $3,281 Building $9,647	$129,280 (+35.1%) Land $32,810 Building $96,470
2023	$3,183.00 (+27.83%)
2022	$2,490.00 Homeowner's exemption	$9,569 Land $2,812 Building $6,757	$95,690 Land $28,120 Building $67,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 845 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bertram Communications, Surf Internet, T-Mobile.

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