3315 E Old State Rd, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3315 E Old State Rd, Schenectady, NY 12303 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,546 sqft · built 1997
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on File
Last Sale	$760,000 (Sep 2023)
Tax Bill	$16,176 (2025)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 28.17-4-2`

Property Details

APN / Parcel Number

Primary APN	`013089 28.17-4-2`
Alternative APNs	`308902801700040020000000` `02801700040020000000`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,546 sqft Living Area
1st Floor Area	2,344 sqft
Upper Floors Area	918 sqft
Basement Area	1,284 sqft
Finished Basement	1,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	104,544 sqft (2.4 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	252 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02801700040020000000
Street Address	3315 E OLD STATE RD
City	SCHENECTADY
State	NY
Zip	12303-5255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINEHAVEN ESTS LOT 3315
Legal Block	4
Legal Lot Number	2.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	2
Census Block	2030
Census Tract	14617

Owner

Source: Albany County and Guilderland Town records · APN 013089 28.17-4-2

Assessment roll updated March 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3315 E OLD STATE RD, SCHENECTADY, NY 12303-5255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 27, 2023 · Amount on Record
Deed Sale	Sep 27, 2023 · Amount on Record
Prior Sale	Feb 25, 2015 · Amount on Record
Deed Document Number	202317372
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3315 E OLD STATE RD, SCHENECTADY, NY 12303-5255
Transaction Type	Mortgage
Record Updated	Oct 18, 2023
Title Company	EAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 DEERFIELD DR, FRANKLIN, NJ 07416-9710

Mortgage

Document Number	0000007373
Date	Sep 27, 2023
Instrument	R2023-17373

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2028
Change Frequency	6 Months
Min Rate At Change	3.99%
Max Rate At Change	7.99%
Margin	3
Max Rate	10.9%

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,176.00 (+27.32%)	$592,000 (+12.76%) Land $118,000 Building $474,000	$789,333 (+27.8%) Land $157,333 Building $632,000
2023		$525,000 (-) Land $105,000 Building $420,000	$617,647 (+7.06%) Land $123,529 Building $494,118
2022		$525,000 Land $105,000 Building $420,000	$576,923 Land $115,385 Building $461,538
2021	$12,705.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.