Harford County property record for 3315 Clayton Rd, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,688 sqft · built 1956 |
| Lot Size | 0.502 acres (21,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Feb 2026) |
| Tax Bill | $2,669 (2026) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-048236 |
| Primary APN | 01-048236 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,688 sqft Total Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 21,867 sqft (0.502 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 048236 |
|---|---|
| Street Address | 3315 CLAYTON RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT O.502 AC 3315 CLAYTON ROAD S OF SINGER |
| Legal Lot Number | O.502 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 301201 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3315 CLAYTON RD, JOPPA, MD 21085-2601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2026 · Amount on Record |
| Deed Sale | Feb 25, 2026 · Amount on Record |
| Deed Book / Page | 17016 / 15 |
| Prior Transfer Date | Jan 9, 2026 |
| Prior Transfer Doc | 0170160015 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 25, 2026 |
| Property Address | 3315 CLAYTON RD, JOPPA, MD 21085-2601 |
| Document Number | 0170160015 |
| Book / Page | 17016 / 15 |
| Instrument Date | Jan 9, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | BROADVIEW TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $812.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3315 CLAYTON RD, JOPPA, MD 21085-2601 |
| Document Number | 0001701623 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 17016/23 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,669.00 (+39.52%) Homeowner's exemption | $239,400 (+6.29%) Land $77,200 Building $162,200 | $239,400 (-) Land $77,200 Building $162,200 |
| 2025 | $1,913.00 (+193.4%) Homeowner's exemption | $225,233 (+14.39%) | $239,400 (+21.58%) Land $77,200 Building $162,200 |
| 2023 | $196,900 Land $74,100 Building $122,800 | $196,900 Land $74,100 Building $122,800 | |
| 2022 | $652.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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