3314 Stratton St, Elgin, IL 60124 Property Records

Kane County property record for 3314 Stratton St, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (May 2024)
Tax Bill$11,323 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN06-18-451-010

Property Details

APN / Parcel Number

Primary APN06-18-451-010

Exterior

Lot Area10,454 sqft (0.24 acres)

Location & Zoning

Street Address3314 STRATTON ST
CityELGIN
StateIL
Zip60124-4321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREMINGTON AT PROVIDENCE LOT # 50
Legal SubdivisionREMINGTON AT PROVIDENCE
Legal Block1
Legal Lot Number50
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1015
Census Tract851911

Owner

Source: Kane County records · APN 06-18-451-010

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address355 N LA FOX ST, 215, SOUTH ELGIN, IL 60177-1659
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2021Deed of Trust, Mortgage · Line of Credit
FREEDOM MORTGAGE CORP
Jan 26, 2017Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 31, 2024 · Amount on Record
Deed SaleMay 31, 2024 · Amount on Record
Prior SaleSep 30, 2014 · Amount on Record
Deed Document Number202418246
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3314 STRATTON ST, ELGIN, IL 60124-4321
Transaction TypeMortgage
Record UpdatedJul 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051656
DateJul 06, 2021
Instrument2021K051656
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeLine of Credit
AmountAmount Recorded
Term284 Months
DueMar 01, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3314 STRATTON ST, ELGIN, IL 60124-4321
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004872
DateJan 26, 2017
Instrument2017K004872
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueFeb 01, 2045

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$11,323.00 (+7.67%)
2024$141,722 (+21.39%) Land $39,827 Building $101,895$425,336 (+21.44%) Land $119,529 Building $305,807
2022$10,516.00 (+3.41%) Homeowner's exemption$116,745 (+7.86%) Land $32,808 Building $83,937$350,235 (+7.86%) Land $98,424 Building $251,811
2021$10,169.00 Homeowner's exemption$108,236 Land $30,673 Building $77,563$324,708 Land $92,019 Building $232,689

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50

May also be available: Verizon.

Based on FCC filings for 309 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELGIN
serves 114,797 people
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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