3314 Oak Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3314 Oak Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	1 ba · 605 sqft · built 1900
Lot Size	0.1 acres (4,369 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jul 2019)
Tax Bill	$3,387 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-321-05311600`

Property Details

APN / Parcel Number

Primary APN	`01-321-05311600`
Alternative APNs	`1-321-05311600` `32105311600`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	605 sqft Living Area
1st Floor Area	605 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Siding
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	4,369 sqft (0.1 acres)
Porch	Open Porch
Porch Area	21 sqft
Deck Area	49 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	32105311600
Street Address	3314 OAK DR
City	EDGEWATER
State	MD
Zip	21037-3037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 128 GLEBE HEIGHTS
Legal Subdivision	GLEBE HEIGHTS
Legal Block	1
Legal Lot Number	128
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1019
Census Tract	701202

Owner

3314 Oak Dr is owned and occupied by an individual who bought it in July 2019.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	3314 OAK DR, EDGEWATER, MD 21037-3037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 23, 2019	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2019 · Amount on File
Deed Sale	Jul 23, 2019 · Amount on File
Prior Sale	Jul 24, 2013 · Amount on File
Deed Book / Page	33369 / 319
Prior Transfer Date	Oct 16, 2002
Prior Transfer Doc	0179330138
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3314 OAK DR, EDGEWATER, MD 21037-3037
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	CERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3314 OAK DR, EDGEWATER, MD 21037-3037

Mortgage

Document Number	0378850248
Date	Nov 9, 2021
Book Page	37885/248

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 23, 2019
Property Address	3314 OAK DR, EDGEWATER, MD 21037-3037
Document Number	0333690319
Book / Page	33369 / 319
Map Reference	MB 8 PL 42
Instrument Date	Jul 15, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1247 SCOTTS MANOR CT, ODENTON, MD 21113-1836

Mortgage

Document Number	33369327
Date	Jul 23, 2019
Instrument	33369/327

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3314 Oak Dr was $3,387 with a homeowner's exemption, up 2.5% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,000 (+7.46%) Land $241,500 Building $73,500	$315,000 (-) Land $241,500 Building $73,500
2025	$3,387.00 (+2.45%) Homeowner's exemption	$293,133	$315,000 Land $241,500 Building $73,500
2024	$3,306.00 (+21.41%)
2023	$2,723.00 Homeowner's exemption	$249,400 Land $191,100 Building $58,300	$249,400 Land $191,100 Building $58,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3314 Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 79 policies
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3314 Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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