Highlands County property record for 3314 Monza Dr, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,087 sqft · built 1988 |
| Lot Size | 0.288 acres (12,574 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Jan 2026) |
| Tax Bill | $1,967 (2024) |
| Deeds & Mortgages | Jan 2026 Sale Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C044813026100410 |
| Primary APN | C044813026100410 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,087 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,574 sqft (0.288 acres) |
| Lot Dimensions | 125 ft deep x 101 ft wide |
| Garage Type | Finished |
| Garage Area | 658 sqft |
| Driveway | Driveway |
| Driveway Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 338 sqft |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Patio Area | 726 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C044813026100410 |
|---|---|
| Street Address | 3314 MONZA DR |
| City | SEBRING |
| State | FL |
| Zip | 33872-7632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SUN N LAKE OF SEB UNIT 13 PB 9-PG 71 LOT 41 BLK 261 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | PATIO HOMES SNL SEBRING |
| Legal Block | 261 |
| Legal Lot Number | 41 |
| Legal Unit | 13 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 960503 |
Source: Highlands County records, as of February 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 106 N LAKESIDE DR, SMITHFIELD, NC 27577-5526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2026 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 22, 2020 | Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2026 · Amount on Record |
| Deed Sale | Jan 21, 2026 · Amount on Record |
| Prior Sale | Jun 22, 2020 · Amount on Record |
| Deed Document Number | 2295858 |
| Deed Book / Page | 3168 / 1423 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jan 21, 2026 |
| Property Address | 3314 MONZA DR, SEBRING, FL 33872-7632 |
| Document Number | 0002295858 |
| Book / Page | 3168 / 1423 |
| Map Reference | MB 9 PG 71 |
| Instrument Date | Jan 8, 2026 |
| Instrument | 2295858 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33000 26 MILE RD, CHESTERFIELD, MI 48051-1411 |
| Name | Verified Name |
|---|---|
| Address | 106 N LAKESIDE DR, SMITHFIELD, NC 27577-5526 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 22, 2020 |
| Property Address | 3314 MONZA DR, SEBRING, FL 33872-7632 |
| Document Number | 0001989293 |
| Book / Page | 2758 / 1707 |
| Map Reference | MB 9 PG 71 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 1989293 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2066 S ROCKRIDGE WAY, 2066, BOISE, ID 83712-8411 |
| Name | Verified Name |
|---|---|
| Address | 3314 MONZA DR, SEBRING, FL 33872-7632 |
| Document Number | 0027581709 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 2758/1709 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $164,301 (+5.99%) | $225,742 (+0.92%) Land $29,704 Building $196,038 | |
| 2024 | $1,967.00 (+2.72%) | ||
| 2023 | $1,915.00 (+1.86%) Homeowner's exemption | $155,020 (+3%) | $223,691 (+11.93%) Land $25,172 Building $198,519 |
| 2022 | $1,880.00 Homeowner's exemption | $150,505 | $199,852 Land $14,600 Building $185,252 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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