3314 Genoa Dr, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 3314 Genoa Dr, Murfreesboro, TN 37128

Property Summary

Property Type	Single Family Home
Details	2,438 sqft · built 2007
Lot Size	0.234 acres (10,190 sqft)
Owner	2 Individual Names on File
Last Sale	$329,900 (Oct 2019)
Tax Bill	$2,982 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jan 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`114J-A-040.00-000`

Property Details

APN / Parcel Number

Primary APN	`114J-A-040.00-000`
Alternative APNs	`114J A 04000` `R0086529`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,438 sqft Living Area
1st Floor Area	5,715 sqft
Upper Floors Area	702 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2014
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	10,190 sqft (0.234 acres)
Lot Dimensions	112 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	966 sqft
Driveway	Driveway
Porch	Slab
Deck Area	Deck Area
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0086529
Street Address	3314 GENOA DR
City	MURFREESBORO
State	TN
Zip	37128-5070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 SOUTHERN MEADOWS SEC 1 PB 28 PG 158 90 X 112.34 IRR
Legal Subdivision	SOUTHERN MEADOWS SEC 1 (MBORO)
Legal Lot Number	40
Jurisdiction	RUTHERFORD TN
Township / Civil Division	7
Census Block Group	2
Census Block	2051
Census Tract	40911

Owner

3314 Genoa Dr is owned and occupied by two individuals who bought it in October 2019.

Source: Rutherford County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3314 GENOA DR, MURFREESBORO, TN 37128-5070
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Jan 23, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage SAMANTHA STUMBAUGH SERIVCMAC
Oct 2, 2023	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Oct 3, 2022	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
May 6, 2021	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Oct 18, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CENLAR FSB
Oct 10, 2019	Warranty Deed, Transfer · FHA Mortgage CMG FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2019 · Amount on File
Deed Sale	Oct 10, 2019 · Amount on File
Prior Sale	May 10, 2012 · Amount on File
Deed Document Number	20192234008
Deed Book / Page	1823 / 2172
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Recording Date	Oct 5, 2026
Property Address	3314 GENOA DR, MURFREESBORO, TN 37128-5070
Document Number	0002671408
Book / Page	2687 / 3415
Instrument Date	Sep 16, 2026
Instrument	20262671408
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common, 169
Address	3314 GENOA DR, MURFREESBORO, TN 37128-5070
Investor	Possibly a Property Investor

Mortgage

Document Number	0002671408,
Date	Oct 5, 2026
Book Page	2687/3415
Instrument	20262671408

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	277 Months
Due	Nov 1, 2049

Interest

Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3314 GENOA DR, MURFREESBORO, TN 37128-5070
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3314 GENOA DR, MURFREESBORO, TN 37128-5070
Investor	Possibly a Property Investor

Mortgage

Document Number	0026102078
Date	Jan 23, 2026
Book Page	2610/2078
Instrument	2631921

Lender

Name	SAMANTHA STUMBAUGH SERIVCMAC
Type	Private Party
Address	FORT MILL, SC 29707

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	286 Months
Due	Nov 1, 2049

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3314 GENOA DR, MURFREESBORO, TN 37128-5070
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3314 GENOA DR, MURFREESBORO, TN 37128-5070

Mortgage

Document Number	0023812440
Date	Oct 2, 2023
Book Page	2381/2440
Instrument	2516000

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Nov 1, 2049

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3314 GENOA DR, MURFREESBORO, TN 37128-5070
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3314 GENOA DR, MURFREESBORO, TN 37128-5070

Mortgage

Document Number	0022872060
Date	Oct 3, 2022
Book Page	2287/2060
Instrument	2466003

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Nov 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3314 GENOA DR, MURFREESBORO, TN 37128-5070
Transaction Type	Mortgage
Record Updated	Jun 13, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020773965
Date	May 6, 2021
Book Page	2077/3965
Instrument	2360102

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Nov 1, 2049

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3314 GENOA DR, MURFREESBORO, TN 37128-5070
Transaction Type	Mortgage
Record Updated	Jun 13, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3314 GENOA DR, MURFREESBORO, TN 37128-5070

Mortgage

Document Number	0021551085
Date	Oct 18, 2021
Book Page	2155/1085
Instrument	2397947

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	337 Months
Due	Nov 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Oct 10, 2019
Property Address	3314 GENOA DR, MURFREESBORO, TN 37128-5070
Document Number	RB18232172
Book / Page	001823 / 002172
Instrument Date	Oct 4, 2019
Instrument	2234008
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	SOUTHEAST TITLE, SOUTHEAST TITLE/MURFREESBORO L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3314 GENOA DR MURFREESBORO TN 371285070, MURFREESBORO, TN 37128-5070

Mortgage

Document Number	RB18232175
Date	Oct 10, 2019
Book Page	001823/002175
Instrument	2234009

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3314 Genoa Dr was $2,982.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,600 (+22.96%) Land $30,000 Building $99,600	$518,400 Land $120,000 Building $398,400
2025	$2,982.00	$105,400 Land $13,750 Building $91,650
2023	$2,982.00	$105,400 Land $13,750 Building $91,650	$421,600 (-) Land $55,000 Building $366,600
2022			$421,600 Land $55,000 Building $366,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3314 Genoa Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3314 Genoa Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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