3314 Cedar Ln, Ames, IA 50014 Property Records

Story County property record for 3314 Cedar Ln, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,364 sqft · built 1992
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$272,500 (Jun 2022)
Tax Bill	$7,384 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-21-200-330`

Property Details

APN / Parcel Number

Primary APN	`09-21-200-330`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,364 sqft Living Area
1st Floor Area	2,364 sqft
Basement Area	1,469 sqft
Finished Basement	1,469 sqft
Unfinished Basement	2,366 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	A-Frame
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Attached
Garage Area	566 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	113 sqft
Deck Area	464 sqft
Patio Area	455 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3314 CEDAR LN
City	AMES
State	IA
Zip	50014-8301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	SECTION:21 TOWNSHIP:83 RANGE:24 SW NE PARCEL A CFN 10-213 AMES
Legal Range	24W
Legal Township	83N
Legal Section	21
Legal Subdivision	WASHINGTON TWSP 83-24
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1090
Census Tract	1302

Owner

3314 Cedar Ln is owned and occupied by two individuals who bought it in June 2022.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3314 CEDAR LN, AMES, IA 50014-8301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2018	Deed of Trust, Mortgage · Line of Credit VISION BANK OF IOWA
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage VISION BANK OF IOWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022 · Amount on File
Deed Sale	Jun 28, 2022 · Amount on File
Prior Sale	Jun 9, 2022 · Amount on File
Deed Document Number	20226270
Prior Transfer Date	Jun 7, 2022
Prior Transfer Doc	0000005617
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	3314 CEDAR LN, AMES, IA 50014-8301
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201802606
Date	Apr 4, 2018
Instrument	2018-02606

Lender

Name	VISION BANK OF IOWA

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	3314 CEDAR LN, AMES, IA 50014-8301
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201855
Date	Mar 1, 2022
Instrument	2022-01855

Lender

Name	VISION BANK OF IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3314 Cedar Ln was $7,384 with a homeowner's exemption, down 1% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,384.00 (-10.04%) Homeowner's exemption	$547,900 Land $123,200 Building $424,700	$547,900 Land $123,200 Building $424,700
2024	$8,208.00
2023		$576,100 Land $117,300 Building $458,800	$576,100 Land $117,300 Building $458,800
2022	$7,744.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3314 Cedar Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3314 Cedar Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: ICS Advanced Technologies.

Nearby Properties on Cedar Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures