Kenton County property record for 3314 Carlisle Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 880 sqft · built 1899 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Feb 2023) |
| Tax Bill | $1,921 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Feb 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-12-08-018.00 |
| Primary APN | 056-12-08-018.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 880 sqft Finished Area |
| Gross Area | 960 sqft |
| Year Built | Built 1899 |
|---|---|
| Effective Year Built | Effective 1899 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 3,000 sqft (0.069 acres) |
| Lot Dimensions | 120 ft deep x 25 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3314 CARLISLE AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREEN PHIL E BLK 15 LOT 8 25'X 120' ES CARLISLE |
| Legal Subdivision | GREEN PHIL E |
| Legal Phase | 15 |
| Legal Block | 15 |
| Legal Lot Number | 8 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 61400 |
3314 Carlisle Ave is owned and occupied by an individual who bought it in February 2023.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3314 CARLISLE AVE, COVINGTON, KY 41015-1322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2023 | Deed of Trust, Mortgage CITY OF COVINGTON |
| Feb 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK INC |
| Feb 17, 2023 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage POLARIS HOME FUNDING CORP |
| Sep 22, 2021 | Warranty Deed, Transfer TECHNE TITLE AGENCY INC, TECHNETITLE AGENCY INC |
| Sep 15, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2023 · Amount on File |
| Deed Sale | Feb 17, 2023 · Amount on File |
| Prior Sale | Jul 27, 2022 · Amount on File |
| Deed Document Number | 202314 |
| Deed Book / Page | 213 / 858 |
| Prior Transfer Date | Jul 21, 2022 |
| Prior Transfer Doc | 0000000185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3314 CARLISLE AVE, COVINGTON, KY 41015-1322 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0005900015 |
|---|---|
| Date | Mar 23, 2023 |
| Book Page | KCM 448/395 |
| Instrument | 23032305900015 |
| Name | CITY OF COVINGTON |
|---|---|
| Type | Government Agency |
| Address | COVINGTON, KY 41011 |
| Amount | Amount on Record |
|---|---|
| Term | 119 Months |
| Due | Feb 14, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3314 CARLISLE AVE, COVINGTON, KY 41015-1322 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 710 WASHINGTON ST 223, 223, COVINGTON, KY 41011-2835 |
| Document Number | 0005900081 |
|---|---|
| Date | Feb 17, 2023 |
| Book Page | KCM 440/928 |
| Instrument | 23021705900081 |
| Name | HERITAGE BANK INC |
|---|---|
| Type | Bank |
| Address | BURLINGTON, KY 41005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 17, 2023 |
| Property Address | 3314 CARLISLE AVE, COVINGTON, KY 41015-1322 |
| Document Number | 0005900014 |
| Book / Page | KC 213 / 858 |
| Map Reference | PL 97 |
| Instrument Date | Feb 15, 2023 |
| Instrument | 23021705900014 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 6, 2023 |
| Title Company | 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 504 STANLEY AVE, CINCINNATI, OH 45226-1721 |
| Name | Verified Name |
|---|---|
| Address | 3314 CARLISLE AVE, COVINGTON, KY 41015-1322 |
| Document Number | 0005900015 |
|---|---|
| Date | Feb 17, 2023 |
| Book Page | KCM 440/845 |
| Instrument | 23021705900015 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | GRANDVILLE, MI 49418 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 22, 2021 |
| Property Address | 3314 CARLISLE AVE, COVINGTON, KY 41015-1322 |
| Document Number | 0005900167 |
| Book / Page | 119 / 507 |
| Map Reference | PL 97 |
| Instrument Date | Sep 16, 2021 |
| Instrument | 21092205900167 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Title Company | TECHNE TITLE AGENCY INC, TECHNETITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7296 ROYALGREEN DR, 7296, CINCINNATI, OH 45244-3625 |
| Name | Verified Name |
|---|---|
| Address | 504 STANLEY AVE, CINCINNATI, OH 45226-1721 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 15, 2021 |
| Property Address | 3314 CARLISLE AVE, COVINGTON, KY 41015-1322 |
| Document Number | 0005900021 |
| Book / Page | 117 / 711 |
| Map Reference | PL 97 |
| Instrument Date | Sep 3, 2021 |
| Instrument | 21091505900021 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $27.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 155 BARREN RIVER DR # DR2, 155, ERLANGER, KY 41018-1971 |
| Name | Verified Name |
|---|---|
| Address | 7296 ROYALGREEN DR, CINCINNATI, OH 45244-3625 |
The 2025 property tax bill for 3314 Carlisle Ave was $1,921.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,000 (-) Land $10,000 Building $135,000 | $145,000 (-) Land $10,000 Building $135,000 | |
| 2025 | $1,921.00 | $145,000 Land $5,000 Building $140,000 | $145,000 Land $5,000 Building $140,000 |
| 2023 | $532.00 | $40,000 Land $5,000 Building $35,000 | $40,000 Land $5,000 Building $35,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3314 Carlisle Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3314 Carlisle Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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