3314 20th St, Highland, CA 92346 Property Records

San Bernardino County property record for 3314 20th St, Highland, CA 92346

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,276 sqft · built 1979
Lot Size	0.181 acres (7,869 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Oct 2026)
Tax Bill	$187 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jul 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1191-291-04-0000`

Property Details

APN / Parcel Number

Primary APN	`1191-291-04-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	1,780 sqft
1st Floor Area	1,276 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,869 sqft (0.181 acres)
Lot Dimensions	129 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	25 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3314 20TH ST
City	HIGHLAND
State	CA
Zip	92346-2460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 10085 LOT 2
Legal Subdivision	142M31
Legal Tract	10085
Legal Block	4
Legal Lot Number	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	4
Census Block	4004
Census Tract	7410

Owner

3314 20th St is owned and occupied by two individuals who bought it in October 2026.

Source: San Bernardino County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3314 20TH ST, HIGHLAND, CA 92346-2460
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Grant Deed, Transfer · Conventional Mortgage LOWER LLC
Jul 29, 2026	Affidavit, Transfer
Jul 29, 2026	Grant Deed, Transfer N TITLE COMPANY, OSN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2026 · Amount on File
Deed Sale	Oct 1, 2026 · Amount on File
Prior Sale	Jul 29, 2026 · Amount on File
Deed Document Number	2026255106
Prior Transfer Date	Mar 11, 1994
Prior Transfer Doc	0000130240
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 1, 2026
Property Address	3314 20TH ST, HIGHLAND, CA 92346-2460
Document Number	0000255106
Instrument Date	Sep 29, 2026
Instrument	2026255106
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	N TITLE COMPANY, OSN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57,216.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3314 20TH ST, HIGHLAND, CA 92346-2460

Mortgage

Document Number	0000255107,
Date	Oct 1, 2026
Instrument	2026255107

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 29, 2026
Property Address	3314 20TH ST, HIGHLAND, CA 92346-2460
Document Number	0000195009
Instrument Date	Jul 22, 2026
Instrument	2026195009
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 FLORENCE ST, KILGORE, TX 75662-3939

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 29, 2026
Property Address	3314 20TH ST, HIGHLAND, CA 92346-2460
Document Number	0000195011
Instrument Date	Jul 21, 2026
Instrument	2026195011
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	N TITLE COMPANY, OSN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$56,105.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3314 20th St was $187.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$166,023 (+2%) Land $35,809 Building $130,214
2025	$187.00 Disabled Person's exemption	$162,768 Land $35,107 Building $127,661
2023	$177.00 (-17.67%) Disabled Person's exemption	$156,448 Land $33,744 Building $122,704
2022	$215.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3314 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3314 20th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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