3313 Emerald Dr, Ames, IA 50010 Property Records

Story County property record for 3313 Emerald Dr, Ames, IA 50010

Property Summary

Property Type	Duplex
Details	8 bd · 4 ba · 1,500 sqft · built 1997
Lot Size	0.249 acres (10,867 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,640 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Apr 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-23-202-035`

Property Details

APN / Parcel Number

Primary APN	`09-23-202-035`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Units	2 Units
Building Area	1,500 sqft Total Area
1st Floor Area	750 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Unfinished Basement	1,500 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Duplex Single
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,867 sqft (0.249 acres)
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3313 EMERALD DR
City	AMES
State	IA
Zip	50010-8593
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RL
Legal Description	JEWEL PARK SD PLAT 2 LOT:6 AMES
Legal Range	24W
Legal Township	83N
Legal Section	23
Legal Subdivision	JEWEL PARK SD PLAT 2
Legal Lot Number	6
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3019
Census Tract	1302

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	632 ONYX ST, AMES, IA 50010-8400
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2018	Deed of Trust, Mortgage NORTHWEST BANK
Apr 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage VISIONBANK OF IOWA
Aug 28, 2018	Deed of Trust, Mortgage NORTHWEST BANK
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Apr 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage VISIONBANK OF IOWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	3313 EMERALD DR, AMES, IA 50010-8593
Transaction Type	Mortgage
Record Updated	Apr 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201807050
Date	Aug 1, 2018
Instrument	2018-07050

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	3313 EMERALD DR, AMES, IA 50010-8593
Transaction Type	Mortgage
Record Updated	Apr 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700003232
Date	Apr 12, 2017
Instrument	2017-00003232

Lender

Name	VISIONBANK OF IOWA
Type	Bank
Address	AMES, IA 50010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	May 1, 2024

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	3313 EMERALD DR, AMES, IA 50010-8593
Transaction Type	Mortgage
Record Updated	Apr 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201808045
Date	Aug 28, 2018
Instrument	2018-08045

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	233 Months
Due	Jan 1, 2038

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	3313 EMERALD DR, AMES, IA 50010-8593
Transaction Type	Mortgage
Record Updated	Apr 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202008236
Date	Jul 23, 2020
Instrument	2020-08236

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	3313 EMERALD DR, AMES, IA 50010-8593
Transaction Type	Mortgage
Record Updated	Apr 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700003233
Date	Apr 12, 2017
Instrument	2017-00003233

Lender

Name	VISIONBANK OF IOWA
Type	Bank
Address	AMES, IA 50010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	May 1, 2024

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,640.00 (-1.67%)	$410,100 (+3.72%) Land $70,600 Building $339,500	$410,100 (+3.72%) Land $70,600 Building $339,500
2024	$5,736.00 (+25.51%)
2023		$395,400 Land $67,900 Building $327,500	$395,400 Land $67,900 Building $327,500
2022	$4,570.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: ICS Advanced Technologies.

Cell Coverage

5G (outdoors only) and 4G LTE

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