Chautauqua County and Charlotte Town property record for 3313 Bernard Rd, Cassadaga, NY 14718
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,660 sqft · built 1979 |
| Lot Size | 5.09 acres (221,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $4,000 (Jul 2022) |
| Tax Bill | $3,927 (2026) |
| Deeds & Mortgages | Oct 2019 Refinance |
| APN | 062689 199.00-2-17 |
| Primary APN | 062689 199.00-2-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,660 sqft Living Area |
| 1st Floor Area | 976 sqft |
| Basement Area | 684 sqft |
| Finished Basement | 684 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 221,720 sqft (5.09 acres) |
| Porch | Slab |
| Porch Area | 456 sqft |
| Pole Barn | Pole Barn |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 26200 |
|---|---|
| Street Address | 3313 BERNARD RD |
| City | CASSADAGA |
| State | NY |
| Zip | 14718-9639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | OLD APN: 062689 4-1-9.2 |
| Legal Block | 2 |
| Legal Lot Number | 17.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 36100 |
3313 Bernard Rd is owned and occupied by two individuals who bought it in July 2022.
Source: Chautauqua County and Charlotte Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3313 BERNARD RD, CASSADAGA, NY 14718-9639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2022 · Amount on File |
| Deed Sale | Jul 11, 2022 · Amount on File |
| Deed Document Number | 20224422 |
| Prior Transfer Date | Jan 10, 2022 |
| Prior Transfer Doc | 0000004422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 3313 BERNARD RD, CASSADAGA, NY 14718-9639 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | MT2019003663 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | MT2019003663 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2029 |
The 2026 property tax bill for 3313 Bernard Rd was $3,927 with exemptions applied, up 2.6% from the year before.
Source: Chautauqua County and Charlotte Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Charlotte Town |
| Unified School District | Cassadaga Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,927.00 (+2.61%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,827.00 | $106,000 Land $19,400 Building $86,600 | $173,100 Land $31,681 Building $141,419 |
| 2023 | $106,000 (-) Land $19,400 Building $86,600 | $155,400 (+14.6%) Land $28,441 Building $126,959 | |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $106,000 Land $19,400 Building $86,600 | $135,600 Land $24,817 Building $110,783 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3313 Bernard Rd; there have been 15 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 15 (1979–1994) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Sep 1994 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3313 Bernard Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DFT Local Service Fiber | 500 / 500 |
5G (outdoors only) and 4G LTE
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