3312 Rosehill Ter, Waterloo, IA 50701 Property Records

Black Hawk County property record for 3312 Rosehill Ter, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,816 sqft · built 1969
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on Record
Tax Bill$5,804 (2025)
Deeds & MortgagesMar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN8813-04-152-003

Property Details

APN / Parcel Number

Primary APN8813-04-152-003

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths3 Half Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,816 sqft Living Area
1st Floor Area1,816 sqft
Basement Area1,816 sqft
Finished Basement450 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area272 sqft
Deck AreaDeck Area
Patio Area44 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3312 ROSEHILL TER
CityWATERLOO
StateIA
Zip50701-4712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDIXON PLACE SECOND ADDITION LOT 47
Legal Range13W
Legal Township88N
Legal Section04
Legal SubdivisionDIXON PLACE SECOND ADDITION
Legal Lot Number47
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1010
Census Tract1302

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3312 ROSEHILL TER, WATERLOO, IA 50701-4712
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address3312 ROSEHILL TER, WATERLOO, IA 50701-4712
Transaction TypeMortgage
Record UpdatedJul 10, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000016021
DateMar 17, 2020
Instrument202000016021
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 16, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,804.00 (+10.72%) Homeowner's exemption$309,920 (+15.95%) Land $40,800 Building $269,120$309,920 (+15.95%) Land $40,800 Building $269,120
2024$5,242.00 (+13.86%)
2023$267,280 (+22.3%) Land $40,800 Building $226,480$267,280 (+22.3%) Land $40,800 Building $226,480
2022$4,604.00 Homeowner's exemption$218,550 Land $40,800 Building $177,750
2021$218,550 Land $40,800 Building $177,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rosehill Ter

Nearby Streets

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