3312 Pencombe Pl, Flint, MI 48503 Property Records

Genesee County property record for 3312 Pencombe Pl, Flint, MI 48503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,162 sqft · built 1965
Lot Size	0.049 acres (2,134 sqft)
Owner	Individual Name on File
Last Sale	$47,500 (Aug 2020)
Tax Bill	$1,754 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-14-177-017`

Property Details

APN / Parcel Number

Primary APN	`40-14-177-017`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,162 sqft Living Area
1st Floor Area	537 sqft
Basement Area	537 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Wood Siding
Foundation Type	Raised
Lot Area	2,134 sqft (0.049 acres)
Lot Dimensions	83.8 ft deep x 25.6 ft wide
Garage Area	234 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3312 PENCOMBE PL
City	FLINT
State	MI
Zip	48503-2351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR-1
Legal Description	GLENDALE PART OF LOTS 467 AND 468 BEG AT A PT ON NELY LINE OF PENCOMBE PL, 0.2 FT SELY FROM COR COMMON TO SD LOTS; TH NWLY
Legal Subdivision	GLENDALE
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	5
Census Block	5002
Census Tract	1600

Owner

3312 Pencombe Pl is owned by an individual who acquired it in August 2022.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	4075 TOWNVIEW DR, FLINT, MI 48532-2732
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 30, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Aug 6, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2020 · Amount on File
Deed Sale	Aug 3, 2020 · Amount on File
Prior Sale	Aug 18, 2000 · Amount on File
Deed Document Number	202054571
Last Transfer Date	Aug 26, 2022
Transfer Doc	0000062625
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Sep 22, 2022
Property Address	3312 PENCOMBE PL, FLINT, MI 48503-2351
Document Number	0000062625
Map Reference	MB 15 PG 16
Instrument Date	Aug 26, 2022
Instrument	202209220062625
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1917 LOCHAVEN RD, 1917, WEST BLOOMFIELD, MI 48324-3918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4075 TOWNVIEW DR, FLINT, MI 48532-2732
Investor	Possibly a Property Investor

Mortgage

Document Number	0000062626
Date	Sep 22, 2022
Instrument	202209220062626

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 30, 2020
Property Address	3312 PENCOMBE PL, FLINT, MI 48503-2351
Document Number	0000054571
Instrument Date	Jul 28, 2020
Instrument	54571
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	SARGENTS TITLE COMPANY, SARGENTS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 PENCOMBE PL FLINT MI 485032351, FLINT, MI 48503-2351
Investor	Possibly a Property Investor

Mortgage

Document Number	53924
Date	Jul 30, 2020
Instrument	53924

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 29, 2035

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 6, 2020
Property Address	3312 PENCOMBE PL, FLINT, MI 48503-2351
Document Number	0000055445
Instrument Date	Jul 28, 2020
Instrument	55445
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3312 PENCOMBE PL FLINT MI 485032351, FLINT, MI 48503-2351

Tax Assessment & Valuation

The 2025 property tax bill for 3312 Pencombe Pl was $1,754, up 1.9% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,600 (-2.24%)	$61,200 (-2.24%)
2025	$1,754.00 (+1.92%)	$31,300	$62,600
2024	$1,721.00
2023		$28,300	$56,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3312 Pencombe Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1985 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3312 Pencombe Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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