3312 Mitchell Ave, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 3312 Mitchell Ave, Saint Joseph, MO 64507

Property Summary

Property Type	Single Family Home
Details	1,231 sqft · built 1881
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individuals on Record
Last Sale	$114,400 (Nov 2019)
Tax Bill	$1,133 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2021 Mortgage + 1 more
APN	`06-5.0-15-004-002-005.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-15-004-002-005.000`

Interior

Building Area	1,231 sqft Base Area
1st Floor Area	1,231 sqft

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1881
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	127 ft deep x 50 ft wide

Location & Zoning

Street Address	3312 MITCHELL AVE
City	SAINT JOSEPH
State	MO
Zip	64507-2050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:ELECTRIC HEIGHTS LOT:7 BLK:1LGL DESC:
Legal Subdivision	ELECTRIC HEIGHTS
Legal Block	1
Legal Lot Number	7
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2003
Census Tract	1600

Owner

Source: Buchanan County assessment roll, as of November 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	3312 MITCHELL AVE, SAINT JOSEPH, MO 64507-2050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 5, 2019	Warranty Deed, Transfer · FHA Mortgage FREEDOM MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2019 · Amount on Record
Deed Sale	Nov 5, 2019 · Amount on Record
Prior Sale	May 13, 2016 · Amount on Record
Deed Document Number	20199700
Deed Book / Page	3743 / 246
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3312 MITCHELL AVE, SAINT JOSEPH, MO 64507-2050
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 MITCHELL AVE, SAINT JOSEPH, MO 64507-2050

Mortgage

Document Number	003753/386
Date	Sep 17, 2020
Book Page	3753/386
Instrument	2020008566

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3312 MITCHELL AVE, SAINT JOSEPH, MO 64507-2050
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003769/264
Date	Nov 1, 2021
Book Page	3769/264
Instrument	2021011968

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 5, 2019
Property Address	3312 MITCHELL AVE, SAINT JOSEPH, MO 64507-2050
Document Number	003743/246
Book / Page	3743 / 246
Instrument Date	Nov 4, 2019
Instrument	2019009700
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 MITCHELL AVE, SAINT JOSEPH, MO 64507-2050

Mortgage

Document Number	003743/247
Date	Nov 5, 2019
Book Page	3743/247
Instrument	2019009701

Lender

Name	FREEDOM MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,133.00 (+0.09%)	$15,830 (+6.38%) Land $2,160 Building $13,670	$83,340 (+6.4%) Land $11,380 Building $71,960
2024	$1,132.00 (+16.1%)
2023	$975.00 (-0.71%)	$14,880 (-) Land $2,160 Building $12,720	$78,330 (-) Land $11,380 Building $66,950
2022	$982.00	$14,880 Land $2,160 Building $12,720
2021			$78,330 Land $11,380 Building $66,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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