3312 Lynrock Ave, Dundee, FL 33838 Property Records

Polk County property record for 3312 Lynrock Ave, Dundee, FL 33838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,994 sqft · built 2016
Lot Size	0.223 acres (9,727 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Oct 2025)
Tax Bill	$2,818 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-28-26-835302-001190`

Property Details

APN / Parcel Number

Primary APN	`27-28-26-835302-001190`
Alternative APNs	`262827835302001190` `62827000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,994 sqft Living Area
Gross Area	2,394 sqft
1st Floor Area	1,994 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	9,727 sqft (0.223 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch
Porch Area	166 sqft

Location & Zoning

Street Address	3312 LYNROCK AVE
City	DUNDEE
State	FL
Zip	33838-4530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MABEL LOOP RIDGE SUBDIVISION PHASE 1 A REPLAT PB 151 PGS 15 THRU 19 LOT 119
Legal Range	27E
Legal Township	28S
Legal Section	26
Legal Subdivision	MABEL LOOP RIDGE SUBDIVISION PHASE 1 A R
Legal Phase	1
Legal Tract	835302
Legal Block	1
Legal Lot Number	119
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1061
Census Tract	14121

Owner

3312 Lynrock Ave is owned and occupied by two individuals who bought it in October 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3312 LYNROCK AVE, DUNDEE, FL 33838-4530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2025	Deed of Trust, Mortgage · FHA Mortgage OUTAMATIOIN INC
Sep 22, 2023	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Oct 23, 2025	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 24, 2020	Deed of Trust, Mortgage · FHA Mortgage R P FNDG INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on File
Deed Sale	Oct 23, 2025 · Amount on File
Prior Sale	Jun 24, 2016 · Amount on File
Deed Document Number	2025250615
Deed Book / Page	13750 / 295
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3312 LYNROCK AVE, DUNDEE, FL 33838-4530
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 LYNROCK AVE, DUNDEE, FL 33838-4530

Mortgage

Document Number	0000011551
Date	Jan 15, 2025
Book Page	13402/1817
Instrument	2025011551

Lender

Name	OUTAMATIOIN INC
Type	Non-Lending Institution
Address	POMPANO BEACH, FL 33067

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	311 Months
Due	Dec 1, 2050

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3312 LYNROCK AVE, DUNDEE, FL 33838-4530
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 LYNROCK AVE, DUNDEE, FL 33838-4530

Mortgage

Document Number	0000223413
Date	Sep 22, 2023
Book Page	12846/911
Instrument	2023223413

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Dec 1, 2050

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 23, 2025
Property Address	3312 LYNROCK AVE, DUNDEE, FL 33838-4530
Document Number	0000250615
Book / Page	13750 / 295
Map Reference	MB 151 PG 15
Instrument Date	Oct 15, 2025
Instrument	2025250615
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 BEACH DR NE, ST PETERSBURG, FL 33701-3406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 LYNROCK AVE, DUNDEE, FL 33838-4530
Investor	Possibly a Property Investor

Mortgage

Document Number	0013750297
Date	Oct 23, 2025
Instrument	13750/297

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	0000250617
Date	Oct 23, 2025
Book Page	13750/323
Instrument	2025250617

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3312 LYNROCK AVE, DUNDEE, FL 33838-4530
Document Number	0114900142
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3312 LYNROCK AVE DUNDEE FL 338384530, DUNDEE, FL 33838-4530

Mortgage

Document Number	0114900142
Date	Dec 10, 2020
Book Page	011490/000142
Instrument	266739

Lender

Name	R P FNDG INC
Address	LAKE MARY, FL 32746

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3312 Lynrock Ave was $2,818, down 1.5% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Dundee Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,320 (+33.29%) Land $35,000 Building $211,320	$246,320 (-7.66%) Land $35,000 Building $211,320
2025	$2,818.00 (-1.5%)	$184,803 (+2.9%)	$266,764 (-3.97%) Land $35,000 Building $231,764
2024	$2,861.00 (+2.88%) Homeowner's exemption	$179,595 (+3%)	$277,792 (+2.01%) Land $35,000 Building $242,792
2023	$2,781.00 (+3.08%) Homeowner's exemption	$174,364 (+3%)	$272,310 (+11.15%) Land $34,000 Building $238,310
2022	$2,698.00 Homeowner's exemption	$169,285	$244,985 Land $28,000 Building $216,985

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3312 Lynrock Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2002–2004)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3312 Lynrock Ave is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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