3312 Gardenview Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 3312 Gardenview Rd, Cottondale, FL 32431

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 2003
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$82,500 (Dec 2022)
Tax Bill	$393 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Dec 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-4N-11-0000-0030-0000`

Property Details

APN / Parcel Number

Primary APN	`34-4N-11-0000-0030-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Precast Concrete Panel
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3312 GARDENVIEW RD
City	COTTONDALE
State	FL
Zip	32431-7746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 88 P 242,243 OR 212 P 284 OR 631 P 371 OR 635 P 334 OR 878 P 911 COMM AT SWC OF NW1/4 OF NE1/4, RUN N 493.65 FT TO N/LY RT
Legal Range	11W
Legal Township	04N
Legal Section	34
Jurisdiction	JACKSON FL
Township / Civil Division	ALFORD
Census Block Group	2
Census Block	2009
Census Tract	211100

Owner

Source: Jackson County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3312 GARDENVIEW RD, COTTONDALE, FL 32431-7746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Dec 5, 2022	Warranty Deed, Transfer FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO
Apr 9, 2019	Quit Claim Deed, Transfer ATTORNEY
Dec 11, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2022 · Amount on Record
Deed Sale	Dec 5, 2022 · Amount on Record
Prior Sale	Apr 9, 2019 · Amount on Record
Deed Document Number	0001772984
Deed Book / Page	1772 / 984
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	3312 GARDENVIEW RD, COTTONDALE, FL 32431-7746
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 GARDENVIEW RD, COTTONDALE, FL 32431-7746

Mortgage

Document Number	0017280115
Date	Dec 16, 2021
Book Page	1728/115
Instrument	202132015392

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2041

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Dec 5, 2022
Property Address	3312 GARDENVIEW RD, COTTONDALE, FL 32431-7746
Document Number	0017720984
Book / Page	1772 / 984
Instrument Date	Oct 5, 2022
Instrument	202232013642
Transaction Type	Transfer
Record Updated	Jan 13, 2023
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Transaction

Amount	Amount Recorded
Tax	$577.50
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3312 GARDENVIEW RD, COTTONDALE, FL 32431-7746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 GARDENVIEW RD, COTTONDALE, FL 32431-7746

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON FL
Recording Date	Apr 9, 2019
Property Address	3312 GARDENVIEW RD, COTTONDALE, FL 32431-7746
Document Number	0016050786
Book / Page	1605 / 0786
Instrument Date	Jan 23, 2019
Instrument	201932004630
Transaction Type	Transfer
Record Updated	Jan 24, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$266.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 31601, TAMPA, FL 33631-3601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 GARDENVIEW RD, COTTONDALE, FL 32431-7746

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JACKSON FL
Recording Date	Dec 11, 2018
Property Address	3312 GARDENVIEW RD, COTTONDALE, FL 32431-7746
Document Number	0015910856
Book / Page	001591 / 000856
Instrument Date	Nov 29, 2018
Instrument	32012993
Transaction Type	Foreclosure
Record Updated	Jan 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3312 GARDENVIEW RD COTTONDALE FL 324317746, COTTONDALE, FL 32431-7746

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$393.00 (-1.5%) Homeowner's exemption Disabled Person's exemption	$73,537 (-1.17%) Land $8,500 Building $65,037	$73,537 (-1.17%) Land $8,500 Building $65,037
2024	$399.00 (+5.56%) Homeowner's exemption Disabled Person's exemption	$74,410 (+2.75%) Land $8,500 Building $65,910	$74,410 (+2.75%) Land $8,500 Building $65,910
2023	$378.00 (+65.07%) Homeowner's exemption	$72,421 (+66.45%) Land $8,500 Building $63,921	$72,421 (+25.12%) Land $8,500 Building $63,921
2022	$229.00 Homeowner's exemption	$43,509	$57,882 Land $8,000 Building $49,882

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

3312 Gardenview Rd, Cottondale, FL 32431 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2018: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Gardenview Rd

Nearby Streets

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