3312 Evans St, Morehead City, NC 28557 Property Records

Carteret County property record for 3312 Evans St, Morehead City, NC 28557

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,968 sqft · built 1946
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$775,000 (Jul 2023)
Tax Bill	$5,290 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6376.19.61.0962000`

Property Details

APN / Parcel Number

Primary APN	`6376.19.61.0962000`
Alternative APNs	`536989` `558736` `34869`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,968 sqft Heated Area
Gross Area	1,689 sqft
1st Floor Area	744 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Patio Area	4 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34869
Street Address	3312 EVANS ST
City	MOREHEAD CITY
State	NC
Zip	28557-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L7A B208 - EVANS ST / 34TH ST MOREHEAD CITY
Legal Subdivision	BLADES PATTERSON SUBDIVISION
Legal Lot Number	7A
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1027
Census Tract	970403

Owner

Source: Carteret County assessment roll, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 723, SNOW CAMP, NC 27349-0723
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 6, 2023 · Amount on Record
Deed Sale	Jul 6, 2023 · Amount on Record
Prior Sale	Feb 22, 2019 · Amount on Record
Deed Document Number	20231803276
Deed Book / Page	1803 / 276
Prior Transfer Date	Jan 6, 2010
Prior Transfer Doc	0013300360
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jul 6, 2023
Property Address	3312 EVANS ST, MOREHEAD CITY, NC 28557-3226
Document Number	0018030276
Book / Page	1803 / 276
Map Reference	MB 1 PG 139
Instrument Date	Jun 16, 2023
Instrument	1803276
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 JARNAUL AVE, ASHEVILLE, NC 28804-2249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 723, SNOW CAMP, NC 27349-0723

Mortgage

Document Number	0001803277
Date	Jul 6, 2023
Instrument	1803277

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	11.2%
Index	1-Year CMT
Max Rate	11.2%

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Morehead City Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,290.00 (+251.03%)	$914,939 (+102.29%) Land $439,434 Building $475,505	$914,939 (+102.29%) Land $439,434 Building $475,505
2023		$452,290 (-) Land $281,250 Building $171,040	$452,290 (-) Land $281,250 Building $171,040
2022	$1,507.00	$452,290 Land $281,250 Building $171,040	$452,290 Land $281,250 Building $171,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	35 (1993–2018)
Claims Outside the SFHA	9 of 35
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims Hurricane Fran, Sep 1996 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOREHEAD CITY serves 18,846 people · EPA ID NC0416015
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20